How Accepting Checks by Phone Can Revolutionize Your Business Payment Collection

Feb 12, 2026 | Receive Payments

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

SOC1  SOC2    PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

Accept Checks by Phone for Faster Business Payments

For businesses, receiving payments on time is crucial to maintaining healthy cash flow and ensuring operations run smoothly. Accepting checks by phone offers a smarter, more efficient way to collect payments, eliminating the delays and complexities that often come with traditional methods. With this mobile solution, businesses can accept checks by phone directly, print them on standard paper, and deposit them with just a few clicks. No more waiting for bank processes or expensive equipment, just a faster, more secure way to get paid.

Click Here To See Interactive Demo⬇

The Frictionless Power of “Accepting Checks by Phone” 

The biggest hurdle to getting paid is friction. The more steps a customer has to take, the more likely the payment will be delayed. Traditionally, “paying by check” meant finding a checkbook, hunting for an envelope and stamp, and walking to a mailbox. 

By accepting checks by phone, you remove 90% of that friction. Your customer simply reads the necessary information from their check over the phone, and you input it into the system. 

The Core Benefits: Why Your Business Needs This Angle 

  1. Instant Payment Collection

The most significant barrier to cash flow is the “waiting period.” With Zil Money, you can accept checks right through your phone without waiting for traditional banking procedures or mail delivery. Once you have the customer’s authorization and details, the payment is effectively in your hands. This allows for securely depositing and processing payments in just a few taps. 

  1. Print Anywhere, Anytime (No Special Equipment Needed)

One of the biggest misconceptions about digital check processing is that it requires expensive hardware. That couldn’t be further from the truth. With Zil Money: 

  • Print on Any Paper: You can print the received checks on professional check paper or even standard white paper. 
  • Use Your Regular Printer: There is no need for specialized MICR ink or industrial printers. Your office desktop printer is all you need to turn a phone call into a physical, deposit-ready check. 

Simplify Recurring Payments with Check Drafts 

For businesses dealing with rent payments, utility payments, or subscription-based services, consistency is key. Zil Money allows you to easily create check drafts to collect one-time or recurring payments. This “Pull” mechanism ensures you aren’t waiting for the client to remember to send a payment; you have the tools to initiate the transaction based on their prior authorization. 

Seamless Bank Integration for Smooth Transactions 

Another standout feature of Zil Money is its seamless integration with over 22,000 banks and financial institutions. This extensive network ensures that your payments are processed smoothly and securely. By integrating with the platform, you can accept payments from customers regardless of their bank, allowing you to reach a wider audience. 

This bank integration not only ensures secure and reliable transactions but also enhances the convenience of accepting payments. With your bank accounts directly linked to Zil Money, you can easily deposit and process payments without the need to manually verify each transaction.  

Take Control of Your Cash Flow Today 

The goal of any payment system should be to make it as easy as possible for a customer to say “Yes” and as fast as possible for that money to reach your bank account. 

Accepting checks by phone bridges the gap between the reliability of traditional banking and the speed of modern technology. With the ability to print checks on any printer, integrate with 22,000+ banks, and process payments instantly, Zil Money provides the tools you need to simplify your life. 

Are you ready to stop waiting for the mail? Start accepting checks by phone today. It’s easier for you, more convenient for your customers, and better for your business. Simplify your payment collection, reduce your fees, and watch your business grow. 

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions (FAQ)

How do I accept checks by phone with Zil Money?

You can easily accept checks by phone using the Zil Money. Simply request the check from your customer and once received, print it using any regular printer, no special equipment required.

Are the checks I receive by phone secure?

Yes, Zil Money ensures that all payments, including checks by phone, are processed securely using bank-level encryption and secure payment gateways.

Can I accept recurring payments via check drafts?

Yes, you can easily create both one-time and recurring check drafts through the platform, making it perfect for subscription-based businesses.

Get in Touch

(408) 775-7720

Make a call directly with our customer support team to make it instantly.

support@zilmoney.com

Mail to us to solve any queries you have with ZilMoney.

111 N Market St, San Jose, CA 95113

Po Box 6543, Tyler TX 75711

You May Also Like…