Pay IRIS Payroll By Credit Card

Pay IRIS Payroll By Credit Card and never miss a payroll deadline.

Quickly transfer funds to your checking account via ACH or wire.

Earn rewards on payroll expenses while maintaining financial flexibility.

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    Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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    From Payroll to Trade Finance – One Platform, All Payments.

    1M+

     

    online business
    accounts

    100B+

     

    transaction
    value

    16M+

     

    checks
    processed

    Using Credit Cards to Save Money on Business Expenses

    Cash Back Rewards

    Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

    Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

    Tax Benefits

    Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

    Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

    Cash Flow Management

    Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

    Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

    Floating Revenue from Bank

    Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

    Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

    Detailed Example: Capital One Spark Card

    1. Process Fee: 2.90%
    2. Cash Back: 2%
    3. Tax Break: 0.06%
    4. Final Fee: 0.35%
    5. Additional Benefit: 30-45 days of cash flow management and float revenue.
    A Man Using A Laptop to Make Payments. Pay IRIS Payroll By Credit Card to Boost Cash Flow Flexibility

    Payroll Without Interruptions

    Instantly resolve payroll challenges using credit cards. Receive quick deposits in your account through ACH or wire transfers to keep cash flow stable and payday hassle-free.

    A Man Using A Laptop to Make Payments. Pay IRIS Payroll By Credit Card to Boost Cash Flow Flexibility
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    Turn Payroll into Profits

    Earn valuable cash-back, points, or rewards every time you fund payroll with your credit card. Transform business expenses into exciting savings opportunities.

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    Quick Setup, Instant Payroll Access

    Pick your account, quickly input your credit card details, and fund payroll effortlessly. Handle payroll confidently and conveniently with the intuitive interface.

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    Why Zil Money!

    A technology-first approach
    to payments and finance

    Easy to Access

    High Security

    Easy Payment

    A Man Using A Laptop to Make Payments. Pay IRIS Payroll By Credit Card to Boost Cash Flow Flexibility

    Smooth Transactions Without Cash Crunch

    Pay salaries without draining your business reserves. Use your credit card to keep operations running smoothly and stress-free.

    A Man Using A Laptop to Make Payments. Pay IRIS Payroll By Credit Card to Boost Cash Flow Flexibility
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    Frequently asked questions

    FAQ Section
    What payroll service allows you to pay with a credit card?
    Zil Money is a payment platform that allows you to pay payroll with a credit card. Simply process payroll through your payroll software, and the platform will charge your credit card and deposit the necessary funds into your business checking account.
    Are credit card payments tax deductible?
    Yes, credit card business payments are generally tax deductible. By funding payroll by credit card through Zil Money, you can reduce taxable income and also earn credit card rewards.
    How to accept credit card payments?
    You can accept credit card payments by sending payment links to clients through Zil Money. The funds will be deposited into your Zil Money wallet which makes handling accounts receivables simple.
    Credit vs Expense Card
    A credit card lets you use money up to a certain limit, while a card only lets you spend money you have in your bank account. By using Zil Money to fund payroll with a credit card, you can improve cash flow and better manage your expenses.

    Every Customer Review
    is a Story of Trust

    "
    During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.