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One Business Wallet for Every Vendor Payment

Fund your wallet once, then pay vendors, suppliers, and contractors by ACH, wire, check, or credit card, all from one balance.

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ACH, wire, check, and card, all in one place

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Automated bill pay and real-time tracking

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Complete payment ecosystem

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Enterprise-grade security

Get Started
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SOC 1 Certification

Reduced risk of financial misstatements
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SOC 2 Type I and Type II

Data integrity assurance
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PCI DSS Compliance

Protection against data breaches
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ISO 27001 Certification

Risk-based approach to security
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ISO 20000 Certification

Efficient service delivery processes
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ISO 9001 Certification

Customer-centric operations
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CCPA Compliance

User control over personal data
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NIST 800-53 Compliance

Federal-level data protection
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HIPAA Compliance

Privacy protection for patient data

How It Works

Set up your wallet in three simple steps

Load Your Wallet

Transfer funds from any bank account instantly. No minimums, no maximums, no hassles.

...

Pay Anyone

Send payments to vendors, suppliers, and contractors by ACH, wire, check, or card.

...

Track Everything

See every payment in real time and reconcile automatically with your accounting software.

...

Open Your Wallet

Why Choose Zil Money Wallet



One Wallet, Every Payment Method

Pay ACH, wire, check, or card from a single wallet balance.

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Built-In Automation

Auto-pay bills, bulk process payments, and reconcile with your accounting software automatically.

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Instant Wallet Loading

Load funds instantly from any bank account and start making payments immediately.

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Enterprise-Grade Security

Your money is protected by 256-bit encryption and multi-factor authentication.

Hands hold a smartphone displaying an eCheck, showing how you can Send eChecks Instantly.

Trusted by Businesses Nationwide

$100B+

Transaction volume

1M+

Active businesses

99.9%

Uptime SLA

20M+

Checks Processed

Ready to Simplify Your Payment Operations?

Join thousands of businesses managing every vendor payment from one wallet.”

Get Your Wallet Now
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2026 © Zil Money. All rights reserved.

Disclaimer          Terms & Conditions          Privacy Policy          Cookie Policy          2026 © Zil Money. All rights reserved.

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Zil Money is a financial technology company and not a bank. Banking services are provided by participating partner banks. FDIC insurance coverage is available only on eligible deposits and subject to applicable limits and requirements.

“Zero fees,” “Pay $0,” “Get Started Free,” and similar no-fee claims apply only to qualifying accounts and eligible transactions. To qualify for certain no-fee services, customers must maintain a minimum average wallet balance of $10,000 as required under the Wallet Deposit Policy. Accounts that do not meet applicable eligibility requirements may be subject to fees. See the Fee Schedule and Terms & Conditions for details.

Cash-back rewards are available only on qualifying transactions and are subject to eligibility requirements, program rules, and change without notice.

Payment speed claims, including “instant,” “same-day,” and “within minutes,” apply only to eligible transactions and may vary based on payment rail availability, banking partner cut-off times, recipient financial institution processing, compliance reviews, fraud prevention measures, network availability, and other factors.

All products and services are subject to applicable laws, regulations, and the Zil Money Terms & Conditions.