• Solution
    • Accounts Receivable
      • Receive Payment
      • Request Payments
      • Invoice Automation
      • Check Draft
      • Deposit Slip
    • Accounts Payable
      • Send Payments
      • Bill Payment
      • Mass/Bulk Payments
      • Print Checks Yourself Now
      • Mail Checks USPS/FedEx
      • eChecks
      • International Payments
      • ACH/Direct Deposit
      • Real Time Payments
      • Virtual Card
      • Pay Vendor By credit Card
      • Pay Rent by Credit Card
      • Pay Payroll by Credit Card
      • Wire Transfer
      • Email to Bill
    • Other Capabilities
      • Integrations
      • Digital Wallet
      • Developer API
      • Positive Pay
      • Shipping Label
      • Document Mailing
    • Industries
      • Government
      • Utilities
      • Healthcare Industry
      • Education
      • Call Centers
      • Insurance
      • Mass Transit
      • Membership Clubs
      • Retail
      • Billing Services
      • Professional Services
      • Food & Beverage
      • Wine & Spirits
      • Construction
      • Charitable
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Accounts Payable

Flexible Payment Methods
Pay using ACH, printable checks, email, SMS, or real-time payments.

Accounts Payable
Process payments quickly with low transaction fees.

One-Click Check Mailing
Print and mail checks on premium stock paper at an affordable cost

Multi-Account Integration
Print checks from multiple QuickBooks accounts on a single sheet.

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Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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Move Money Faster – Secure, Simple, Smart

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

Optimizing Accounts Payable for Your Business

Optimizing Accounts Payable for Your Business

Businesses manage money owed for products or services. Automating this process through the platform ensures timely payments and improves cash flow.

Optimizing Accounts Payable for Your Business
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Accounts Payables By eChecks

Accounts Payables By eChecks

Easily manage accounts payable by generating and emailing digital checks to payees. Payees can print eChecks on regular paper and deposit them like regular checks, with full tracking for added security.

Accounts Payables By eChecks

Streamline Your Payments

 

Automated accounting software simplifies accounts payable, reducing errors, saving time, and ensuring timely bill payments while giving businesses better control over their finances.

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Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

All In One Mobile App

All In One Mobile App

 

Manage all your financial transactions with ease using the mobile app. Offer multiple payment options, including ACH, wire, and eChecks, and send and receive printable checks via email.

All In One Mobile App
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Frequently asked questions

FAQ Section
What are accounts payable?
Accounts payable is the amount of money you owe to another company or supplier for any purchase you made or any service they provided to you. On your balance sheet, it appears as a liability, which means you owe it. More prominent companies usually have an AP department to manage this payment and their suppliers. AP is widely used as the short form of accounts payable. Most of the time, the department pays this balance at the end of the due date to create more cash flow in the company.With Zil Money, you can make the accounts payable process as easy as possible.
Is accounts payable an asset?
Accounts Payable is not an asset. AP is a current liability on the balance sheet. That resource is an asset if your company or an individual is on any resource. An asset can be anything like manufacturing equipment or even a patent. In brief, an asset can generate cash flow, reduce expenses or make sales. Whereas AP is a liability you owe to someone, it is recorded on the right side of your balance sheet.Accounts payable can be processed quickly at lowtransaction fees using Zil Money.
Is accounts payable a debit or credit?
Accounts payable can be either your credit or debit. Regardless AP is a liability on your balance sheet. If an organization buys extra merchandise instead of paying with cash, the organization should credit AP so the credit will increment as needs be. When an organization pays its supplier the amount in the AP, it debits the AP so that its credit balance will decrease. With Zil Money, you can make the accounts payable process as easy as possible.
Accounts Payable vs Receivable
Accounts payable are the amount your organization owes to the supplier, whereas accounts receivable is the amount your customers owe to your organization. In short, AP is something others claim on you, and account receivable you something you claim on others. These look similar but mixing them up could cause a lack of balance in your accounting. Another way we can say AP is a liability on the balance sheet and accounts receivable is an asset on the left side of the balance sheet.Accounts payable can be processed quickly at low transaction fees using Zil Money.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.
01/04
Mike S testimonial Alex Craig testimonial Cory Edwards testimonial
Rachel Ruiz testimonial

Cory Edwards

Owner Edwards Holdings Realty

The most helpful part is that Zil money can be used by everyone. It's very easy to navigate. THE USER INTERFACE is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate. It allows all organization seamlessly.

Account Receivable

Receive Payment

Request Payments

Invoice Automation

Check Draft

Deposit Slips

Account Payable

Send Payments

Bill Payment

Mass/Bulk Payments

Print Checks Yourself Now

Mail Checks USPS/FedEx

EChecks

International Payments

ACH/Direct Deposit

Real Time Payments

Virtual Card

Pay Vendor By credit Card

Pay Rent by Credit Card

Pay Payroll by Credit Card

Wire Transfer

Email to Bill

Other Capabilities

Integrations

Digital Wallet

Developer API

Positive Pay

Shipping Label

Document Mailing

Industries

Government

Utilities

Healthcare Industry

Education

Call Centers

Insurance

Mass Transit

Membership Clubs

Retail

Billing Services

Professional Services

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Wine & Spirits

Construction

Charitable

Logistics

Wholesale

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Disclaimer

Privacy Policy

Terms & Conditions

Cookie Policy

2025 © Zil Money. All rights reserved.

Disclaimer           Terms & Conditions          Privacy Policy          Cookie Policy           2025 © Zil Money. All rights reserved.

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank., with insurance applying only to eligible deposits. “Zero transaction fees,” cash-back rewards, “instant,” “same-day,” and “in few minutes” payments apply only to qualifying transactions as defined in the Zil Money Terms & Conditions and may depend on cut-off times, corridor availability, network conditions, and compliance reviews. “Up to 90% cost savings” is based on internal comparisons with traditional wire fees in Ripple-supported corridors and may not represent actual results. International and wire transfer times vary by country, receiving banks, and regulatory requirements. Digital checks are provided by Zil Money, not by partner banks; timing depends on recipient banks and postal delivery where applicable. Metrics such as transaction volume, business counts, and bank integrations reflect cumulative totals to date and are not independently audited. Features like bulk payments, reconciliation, integrations, and reporting may vary depending on third-party providers and user setup. Zil Money uses SOC 2 standards, encryption, and multi-factor authentication to protect transactions. Customer testimonials reflect individual experiences; results will vary. All services are subject to applicable laws, regulations, and the full Zil Money Terms & Conditions on our legal page.

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.