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★ Key Takeaways
A payment link lets customers pay you online in a click, with no portal and no app to download.
You can create a payment link for your business and share it by email, text, or invoice.
Customers can pay by card or bank, so you remove friction from getting paid.
Faster payments shrink the gap between sending an invoice and seeing the cash.
You can also pay wholesale suppliers with a credit card from the same platform.
Zil Money brings payment links, invoicing, and payouts into one dashboard.
The Real Problems With Getting Paid On Time
Waiting on invoices is one of the most stressful parts of running a business. When you create a payment link for your business, you give customers the fastest possible way to pay you. They click, they pay, and the money moves toward your account. No portal logins and no bank forms stand in the way. Zil Money lets you create payment links, send invoices, and manage payouts from one dashboard.
1. Invoices sit unpaid: You send the invoice, then you wait. Every day a customer delays, your cash stays locked up and your planning gets harder.
2. Bank details create friction: Asking customers to set up a transfer or mail a check adds steps. Each extra step is another reason for them to put it off.
3. No card option loses sales: Many buyers want to pay by card for convenience or rewards. Without that option, you make it harder for them to say yes.
4. Chasing payments wastes hours: Follow-up emails and phone calls eat into time you could spend serving customers or growing the business.
5. Reconciliation is messy: When payments arrive through scattered channels, matching them to invoices by hand is slow and easy to get wrong.
6. One-off buyers have no easy channel: A new or occasional customer should not need an account or a contract just to hand you money.
Send the link and get paid, with no portal logins, no bank forms, and no waiting on a check in the mail.
How Zil Money Helps You Create a Payment Link for Your Business
Each fix below maps to a problem above, not to a feature list.
1. Create a payment link in minutes: You can create a payment link for your business from your dashboard, with no code and no setup fees to wrestle with. Then you share it and start collecting.
2. Let customers pay by card or bank: Your buyers choose the method they prefer. Giving them an easy, familiar way to pay removes the friction that delays so many invoices.
3. Share the link anywhere: Drop it into an email, a text, an invoice, or your website. A one-off customer can pay you without setting up an account first.
4. Reconcile automatically with invoicing: Pair your links with invoice management so payments match to the right invoice on their own. That ends the manual matching that drains your time.
5. Pay your suppliers from the same place: You can also pay wholesale suppliers with a credit card, so both your incoming and outgoing payments live in one platform.
6. Track every payment in one dashboard: You see what has been paid and what is still open at a glance. That visibility makes your cash position clear instead of guesswork.
Ready to Get Paid Faster?
Create a payment link and let customers pay you by card or bank in one click.
Why Faster Payments Matter for Your Business
Late payments are one of the biggest threats to a small business. A 2025 QuickBooks report on small business late payments found that more than half of small businesses are owed money on unpaid invoices, averaging around $17,500 each. Every dollar stuck in an overdue invoice is a dollar you cannot use to pay staff or buy stock.
Customer expectations are shifting too. Businesses are actively moving from paper checks to electronic methods, with checks now at just 26% of B2B payments, according to AFP survey data reported by Nacha. A simple link meets buyers where they already are.
This is why a payment link is more than a convenience. It shortens the distance between finishing the work and getting paid for it. So you spend less time chasing money and more time running the business. Sign up today to see how it works for you.
Frequently Asked Questions
What does it mean to create a payment link for your business?
How do customers pay through a payment link?
Can I use a payment link and also pay wholesale suppliers with a credit card?
How long does it take to receive the money?
Is Zil Money a bank?
Zil Money is a financial technology company and not a bank. Banking services are provided by our partner bank, Member FDIC. FDIC insurance applies only to eligible products associated with those that have funds held in accounts at the partner bank, subject to applicable limits and requirements.