Use a Credit Card to Pay Payroll

Use a Credit Card to Pay Payroll

Fund your payroll with a credit card in Zil Money, even when your provider or employees do not accept cards. Then pay your team by ACH, wire, or check, all in one place.

Payroll Import

Bring your payroll run into Zil Money without re-keying a line.

Multiple Payment Methods

Pay employees by ACH, wire transfer, or check, and fund the run with a credit card.

Enterprise-Grade Security

Advanced encryption, multi-factor authentication, and account safeguards on every payment.

Zil Money, is a financial technology company, not a bank. Banking and money movement services are provided through partner financial institutions and licensed service providers. FDIC insurance coverage applies only to eligible deposit products and accounts, and is subject to applicable terms, conditions, limitations, and requirements. Additional information regarding partner institutions, products, and services is available in the applicable terms and agreements.

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Strengthening Customer Trust with Every Payment

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

payroll run imported into Zil Money and ready to fund and pay

One Platform for Every Payroll Run

Cash flow should not decide when your team gets paid. So fund your payroll run with a credit card inside Zil Money, even when your provider or employees do not accept cards. Then pay each employee by ACH, wire, or a check we mail for you. Plus, you keep working capital in place and one clear record of every payout.

payroll run imported into Zil Money and ready to fund and pay

How to Pay Payroll With a Credit Card

1

Add Your Payroll

Enter your payroll run in Zil Money, or import it from the payroll tool you already use.

2

Choose Credit Card Funding

Pick your credit card as the funding source for the payroll run.

3

Review the Run

Confirm the amount, the employees, and the pay date.

4

Fund and Pay

Charge your card, then Zil Money pays your team by ACH, wire, or a check we mail for you.

Pay employees by ACH, wire, or check in Zil Money

Pay Employees the Way They Prefer

Use ACH for routine payroll runs. For faster payouts, send a wire transfer, subject to cut-off times, network conditions, and compliance reviews. Or let us mail a printed check when an employee still needs paper. That way, every payout stays on one clear record.

Pay employees by ACH, wire, or check in Zil Money

Fund Payroll With a Credit Card

You can fund your payroll run with a credit card, even if you are short on cash that week. So your employees still get paid on time by ACH, wire, or check. Meanwhile, you keep working capital in place. Note that credit card funding carries a processing fee. Check the pricing page for current rates, which may change.

Integration

 

Zil Money connects with over 22,000 financial institutions. It also works with the accounting and payroll tools your team already uses, including the payroll and accounting tools you already use. For more options, explore the full integration lineup. From there, you can import payroll, pay employees, and run payments from your phone.

Integration

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

Payroll payouts tracked by method, date, amount, and payee in Zil Money

Keep Your Records Straight

 

Zil Money records every payout with its method, date, amount, and payee. As a result, the trail from a payroll run to a settled payment stays clear. That helps at payroll reconciliation and audit time. Plus, you manage payroll, payments, and records from one platform.

Payroll payouts tracked by method, date, amount, and payee in Zil Money

Frequently asked questions

Can I pay payroll with a credit card?
Yes. Zil Money lets you fund your payroll run with a credit card, even when your provider or employees do not accept cards. Zil Money then pays your team by ACH, wire, or a check we mail for you. A processing fee applies.
How does credit card payroll funding work?
First, add your payroll run in Zil Money or import it from your payroll tool. Next, choose your credit card as the funding source. Then review the amount, employees, and pay date. Finally, charge your card, and Zil Money pays your team by ACH, wire, or check.
What does credit card payroll funding cost?
Credit card funding carries a processing fee. Check the pricing page for current rates, which may change. Your employees are still paid by ACH, wire, or a check we mail for you.
Do my employees see the credit card?
No. Your employees receive their pay by ACH, wire, or a check we mail for you. The credit card is only how you fund the run, so their payment experience does not change.

Ready to Pay Payroll With a Credit Card?

Fund your payroll with a credit card in Zil Money and pay your team on time, even in a tight week.

Zil Money, is a financial technology company, not a bank. Banking and money movement services are provided through partner financial institutions and licensed service providers. FDIC insurance coverage applies only to eligible deposit products and accounts, and is subject to applicable terms, conditions, limitations, and requirements. Additional information regarding partner institutions, products, and services is available in the applicable terms and agreements.