Send and Receive Digital Checks

Send and Receive Digital Checks Instantly – No More Payment Delays!

One Simple Wallet – Manage Every Payment!

Print & Cash Digital Checks Anytime – No Waiting, No Hassles!

Customize & Save Templates for Future Use!

Zil Money, is a financial technology company, not a bank. Banking and money movement services are provided through partner financial institutions and licensed service providers. FDIC insurance coverage applies only to eligible deposit products and accounts, and is subject to applicable terms, conditions, limitations, and requirements. Additional information regarding partner institutions, products, and services is available in the applicable terms and agreements.

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Trade Finance for Every Business – Instant, Secure, Hassle-Free

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

A Man Using A Phone For Send And Receive Digital Checks, Make Transactions Hassle-Free

Send Digital Checks Instantly!

  • Send eChecks instantly as one-time printable PDFs via email.
  • Notify payees about the arrival of checks via SMS.
A Man Using A Phone For Send And Receive Digital Checks, Make Transactions Hassle-Free

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A Man Using A Phone For Send And Receive Digital Checks, Make Transactions Hassle-Free

Receive Digital Checks Instantly

  • Print the eChecks sent by your clients easily on blank stock papers using any printer.
  • Get paid instantly and keep your business running smoothly.
A Man Using A Phone For Send And Receive Digital Checks, Make Transactions Hassle-Free
Send ACH Easily →
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A Man Using A Phone For Send And Receive Digital Checks, Make Transactions Hassle-Free

Design & Automate Your Check Payments!

  • Customize checks with your business logo, name, and digital signature.
  • Save check templates for rent, payroll, and recurring payments—edit and reuse with one click.
  • Security prompts prevent unauthorized duplicate check printing.
A Man Using A Phone For Send And Receive Digital Checks, Make Transactions Hassle-Free

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

Let Zil Money Print & Mail Checks for You!

  • The platform prints, envelopes, and mails your checks via USPS or FedEx on your behalf.
  • Ensure timely and secure delivery without any extra effort.
  • A hassle-free way to send payments while keeping your business running smoothly.
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Frequently asked questions

What is a digital check?
A digital or electronic check functions like a paper check but transfers money electronically from the payer's account to the payee's bank account. With Zil Money, you can create and send digital checks to payees effortlessly via SMS or email.
How to send a digital check?
Send digital checks online by filling out an online form with your checking account number, routing number, and payment amount. Zil Money supports payments via printable checks, eChecks, ACH, Wire, or RTP, making it versatile for paying and receiving payments electronically.
How much do checks cost?
Printed checks from banks and third parties are expensive. Using Zil Money, printing checks yourself on blank check stock at the office or home could cut your check printing costs by up to 80%.
eCheck and Credit Card Payments
An eCheck is processed through the ACH network and has a lower processing rate than the credit card processing rate. A credit card is processed through a card network and has a higher processing rate than eChecks. You can easily process both eCheck and credit card payments with Zil Money.