Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

Prohibited Countries, Products & Services

Prohibited Countries/Jurisdictions

Zil Money will not originate accounts, send/receive payments or issue cards to persons or businesses from the countries/jurisdictions below:

High/Medium Risk Countries/Jurisdictions

Zil Money will require enhanced due diligence (EDD), to originate accounts, send/receive payments or issue cards to persons or businesses from the countries/jurisdictions below:

BANNED Industries

These industries are prohibited from using the Zil Money platform. A customer identified with a Banned NAICS or MCC code will be blocked at onboarding. A Compliance Officer can override this block with direct communication to the CCO and COO.