Pay Fingercheck Payroll By Credit Card
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Pay Fingercheck Payroll by Credit Card & Stay Liquid!
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Keep Cash Flow Intact & Earn Rewards!
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Transfer Funds & Run Payroll Smoothly!
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Multiple Payout Options for Easy Payroll!
Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.
Instant Payments, No Barriers – Pay Anyone by Credit Card Today!
1M+
online business
accounts
100B+
transaction
value
16M+
checks
processed
Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.
Tax Benefits
Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.
Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Floating Revenue from Bank
Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.90%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
No Cash? No Problem!
✔ Use credit cards and pay payroll without draining your cash reserves.
✔ Keep payroll on schedule even during tight cash flow.
✔ Enjoy financial flexibility with credit-based payroll payments.
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Earn Rewards While Paying Payroll!
✔ Earn cashback, points, or miles while covering payroll.
✔ Use your credit limit for payroll without impacting cash flow.
✔ Maximize rewards while keeping your team paid on time.
Transfer Funds & Pay Payroll as Usual!
✔ Transfer funds from your credit card to your checking account via ACH, wire, or RTP.
✔ Once funded, run payroll as usual without disruptions.
✔ Avoid delays and insufficient funds—pay employees stress-free.
Why Zil Money!
A technology-first approach
to payments and finance
Easy to Access
High Security
Easy Payment
Choose How You Pay – Flexible Payroll Options!
✔ Beyond funding your checking account, you can also use Zil Money for distributing your payroll.
✔ Pay employees via checks, ACH, wire, virtual cards, etc.
✔ Get full control over your payroll payments with low transaction fees.
Frequently asked questions
Every Customer Review
is a Story of Trust
Cory Edwards
Owner Edwards Holdings Realty
The most helpful part is that Zil money can be used by everyone. It's very easy to navigate. THE USER INTERFACE is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate. It allows all organization seamlessly.