Fund FreshBooks Payroll By
Credit Card

Smart Payroll Funding – Keep reserves intact by funding FreshBooks Payroll with a credit card.

Instant Access to Funds – Use credit cards to cover payments without delays.

Financial Benefits – Earn rewards and tax deductions on business expenses.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

From Payroll to Trade Finance – One Platform, All Payments.
1M+

online business accounts

91B+

transaction volume

16M+

checks processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.90%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.
A Woman Using A Phone To Make a Payroll. Stress-Free Payroll Every Time. Represents Fund FreshBooks Payroll By Credit Card to Ensure Smooth Cash Flow

Stress-Free Payroll Every Time

Never miss payroll deadlines—use Zil Money to fund FreshBooks Payroll with a credit card.  Simply enter payroll details, pick a payment option, and complete payments via ACH or wire.

Learn To Fund Payroll By Credit Card See The Interactive Demo

Financial Flexibility at Its Best

Keep your business running smoothly by funding payroll with credit cards, taking full advantage of the grace period to ease financial strain.

A Woman Holding A Credit Card To Make a Payroll. Stress-Free Payroll Every Time. Represents Fund FreshBooks Payroll By Credit Card to Ensure Smooth Cash Flow

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

A Woman Using A Credit Card and Phone To Make Transfer. Smart Spending, Bigger Savings. Represents Fund FreshBooks Payroll By Credit Card to Ensure Smooth Cash Flow

Smart Spending, Bigger Savings

Fund payroll with a credit card and enjoy benefits like cashback and rewards. Plus, business credit card expenses are tax-deductible, reducing financial stress.

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One-Click Fund Transfers

Connect your payroll system to Zil Money, import data in seconds, and send payments without any hassle.

A Man Using A Credit Card To Fund Transfer. One-Click Fund Transfers. Represents Fund FreshBooks Payroll By Credit Card to Ensure Smooth Cash Flow

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

How to pay payroll with credit card?

Pay payroll with credit card through Zil Money while improving cash flow and earning credit card rewards. Users can select a credit card as funding source and Zil Money funds your payroll connected business account.

Can I pay rent with a credit card?

Yes, you can pay rent with a credit card effortlessly through the cloud-based platform. You can also choose how payees receive funds - as ACH, wire or check mail. Zil Money offers the same feature for bill and vendor payments.

Why is payroll important?

Proper payroll management is necessary to ensure that employees are paid on time. Small businesses can easily handle payroll operations with Zil Money. The platform supports payroll check printing and payment options like ACH, wire, check mail, and more.

Unsecured vs Secured Credit Card

Secured credit cards need a cash deposit as backup, while unsecured cards don't. Zil Money lets businesses pay payroll with credit cards, giving more flexibility in managing finances.
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Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

Every Customer Review is a Story of Trust

During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC

15-Day Free Trial Available!

No credit card required.

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