Direct Deposit

Simplified Direct Deposit: Securely transfer funds with ACH.

Affordable Payments: Low fees for one-time or recurring transfers.

Fast Fund Access: Same-day processing for faster ACH payments.

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Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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Zero-Cost Banking, Limitless Transactions – Built for Businesses Like Yours!

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

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Manage Payments with Ease

Quickly set up one-time or recurring ACH payments. Stay in control of your finances without the complexity.

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Speed Up Transactions

Zil Money ensures same-day ACH payments. Forget the 1-2 business day wait and get your money instantly!

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Low-Cost Payment Processing

Get ACH transfers at an affordable fee. The platform helps you manage payments with ease and affordability.

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Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

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Payments Made Simple and Fast

Pay and get paid with direct deposit, wherever you are. Simply use your computer, tablet, or smartphone to complete transactions.

A smiling man holding a laptop, symbolizing how Payments Made Simple and Fast enhance efficiency and convenience.
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Frequently asked questions

FAQ Section
What is ACH?
ACH stands for Automated Clearing House, the U.S. financial network for electronic payments and money transfers. You can experience faster ACH processing on Zil Money at affordable costs.
What is ACH transfer?
ACH transfer is a method to move money between U.S. banks electronically using the ACH network. This system, managed by NACHA, ensures funds reach their destination securely. With Zil Money, you can easily schedule recurring ACH payments and same-day ACH.
How long does ACH transfer take?
An ACH transfer is typically delivered and settled in one to two business days. Zil Money offers customers the same business-day ACH transactions.
ACH Transfer vs Wire
ACH and direct deposit can push and pull funds, whereas wire transfers only push money. Wire transfers are faster but have higher transaction fees compared to ACH transfers. Consider your business preferences and cash flow needs when choosing between ACH and wire transfers. Zil Money offers both ACH and wire transfers at affordable costs.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.