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ABA Number

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Stuck on a form that asks for an ABA number?

Find your ABA number. Then get the payment done.

An ABA number is the nine-digit code that tells a payment which bank to go to. It is also called a routing number. Below, you will see where to find yours and the one mix-up that trips people up.

  • Where to find it in your bank app or statement
  • ABA number vs account number, side by side
  • How ZIL MONEY uses it when you add a bank account
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ABA number or SWIFT code?

It depends on where the money is going.

ABA numberUsed for payments inside the United States, such as ACH and domestic wires. It is nine digits long.
SWIFT codeUsed to send money to banks in other countries. It is a mix of letters and numbers.

Add your account once. Pay from it any time.

Pick the account in Pay from, then choose how to send.

Fill in the payment

Enter the amount, choose who you are paying, pick the bank account, and choose a method.

See it in your list

Each payment shows in Payments Out, from Processing to Completed.

More ways to pay

Send by ACH or wire from the same screen.

ACH paymentsWire transfers

Add a note

Put a memo on the payment so you can find it later.

MemoInvoice no.Category

Keep your books in sync

Works with QuickBooks, Xero, Zoho, and other accounting tools.

See all integrations

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

Routing numbers should not slow you down.

Here is what trips people up, and how ZIL MONEY helps.

I am not sure which number goes where.

Routing number first, account number second. The routing number points to the bank. The account number points to your account.

I cannot find my routing number.

Look in your bank app. Open your account details, or look near the top of a bank statement.

My bank has more than one number.

Match the number to the payment. Some banks use one number for ACH and another for wires. Ask your bank if unsure.

I typed a digit wrong once.

Compare it to your bank screen. Read it back digit by digit before you save the account.

I need to pay someone abroad.

Use a SWIFT code instead. ABA numbers are for payments inside the United States.

I am not always at my desk.

Use your phone or tablet. Do it from anywhere.

Four steps from lookup to paid.

Find the number. Add the account. Send the payment.

1

Find your routing number

Look in your bank app or on a statement.

2

Add the bank account

Enter the routing number and the account number once.

3

Pick it in Pay from

Choose the account when you send a payment.

4

Confirm and track

Follow the payment in Payments Out.

Easy to learn. Quick to help.

In their own words, from businesses that use ZIL MONEY.

Rachel Ruiz, Business Strategy Manager at Lennar Title

“Working with ZIL MONEY has been such a great experience.”

We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful.

Rachel RuizBusiness Strategy Manager, Lennar Title
Mike S. of Experity

“ZIL MONEY has been a game-changer for our business!”

Their payment support is top-notch, quick, reliable, and always ready to assist with any questions we have.

Mike S.Experity
Cory Edwards, Owner of Edwards Holdings Realty

“The most helpful part is that ZIL MONEY can be used by everyone.”

It’s very easy to navigate. The user interface is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate.

Cory EdwardsOwner, Edwards Holdings Realty

Common questions

What is an ABA number?
It is a nine-digit code that identifies a bank or credit union in the United States. ABA stands for American Bankers Association.
Is an ABA number the same as a routing number?
Yes. The two names mean the same thing. You may also see “RTN”, short for routing transit number.
Is the ABA number the same as my account number?
No. The ABA number points to your bank. Your account number points to your account at that bank.
Does my bank have only one ABA number?
Not always. Some banks have different numbers for different states, or for ACH and wire payments. Confirm with your bank first.
What is the difference between ABA and SWIFT?
An ABA number is for payments inside the United States. A SWIFT code is for sending money to banks in other countries.
What happens if I enter the wrong number?
The payment may be returned or delayed. Re-enter the number from your bank app or statement before you submit.
Can I see the payments I already sent?
Yes. Payments Out lists each payment with its payee, amount, source, memo, and status, so you can look back at what you sent.
Does it work with QuickBooks?
ZIL MONEY connects with QuickBooks, Xero, Zoho, and other accounting tools, so your payments and books stay in sync.

Have your number? Send your first payment.

Open an account, or book a short demo and we will show you around.

Get startedBook a demo

Have a question? Talk to our team