Personal Budgeting

Personal Budgeting Made Easy
Track every dollar spent, including checks, deposit slips, and cash transactions efficiently.

Comprehensive Financial Overview
View detailed statements showing income and expenses for better financial insights.

Smarter Money Management
Use real-time expense tracking to make informed financial decisions.

SOC1  SOC2   GDPR  PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

Opens sign up form in a modal dialog
Book a Demo

Financial Freedom for Businesses – Zero-Cost Banking, Maximum Control

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

A Man Using A Phone To Make a Payment Easily. Track Spending with Personal Budgeting Tools.

Manage Multiple Bank Accounts

Zil Money integrates with 22,000+ banks, letting you connect multiple accounts in one place. Easily record transactions with bank reconciliation solutions for accurate financial management.

A Man Using A Phone To Make a Payment Easily. Track Spending with Personal Budgeting Tools.

Click Here for an Interactive Demo

Book A Demo →
A Man Using A Tablet To Make a Payment Easily. Track Spending with Personal Budgeting Tools.

Simplify Payables & Receivables

Manage account payables and receivables with eChecks, ACH, wire transfers, RTP, and checks by mail. Pay bills, receive invoices, process check drafts, and request payments—one-time or recurring—all in one platform.

A Man Using A Tablet To Make a Payment Easily. Track Spending with Personal Budgeting Tools.

Real-Time Cash Flow Tracking

Zil Money enables real-time cash flow management with financial insights for your business. Automatic bank reconciliation and detailed reports ensure accurate data and smarter financial decisions.

A Mobile Screen Shows a Payment Completion Tick. Track Spending with Personal Budgeting Tools

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

A Man Using A Tablet To Make a Payment Easily. Track Spending with Personal Budgeting Tools.

Handle Unexpected Expenses

Ensure financial stability by preparing for unexpected expenses. With Zil Money, businesses can fund payroll and pay vendors using a credit card, maintaining cash flow during tough times.

Integration with Banks and Accounting Software
Opens sign up form in a modal dialog
Book a Demo

Frequently asked questions

FAQ Section
What is personal Budgeting?
Personal Budgeting will help you keep an eye on the money coming in and out of your household. There are many guides that can walk you through this process for beginners, so take some time today to get started with Zil Money!
How to prepare a personal budget?
To prepare a personal budget, track your income and expenses by categorizing fixed and variable costs. Assign a specific amount of your income to each category to maintain a balanced budget. Use Zil Money to track payments, print checks, and pay bills on time to stay on budget.
What is the best personal budgeting software?
The best personal budgeting software depends on your needs, but Zil Money is a great option for managing finances. It helps track spending, pay bills, and manage cash flow effortlessly. Zil Money also integrates with accounting tools for seamless financial management.
Personal Budgeting and Financial Management
Personal budgeting focuses on managing individual finances, while financial management is essential for businesses handling investments and expenses. Personal budgets help plan spending, while financial management provides deeper strategic guidance. With Zil Money, you can effectively control your personal finances and track expenses with ease.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.