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Pay Your Paychex Flex® Payroll With a Credit Card

Ready to pay?Get started
Using Paychex Flex?

Pay Paychex payroll by credit card.

Keep managing payroll in Paychex Flex. A payroll company tagged Paychex appears in the company list in ZIL MONEY, where you pay its runs with a business credit card. A 2.9% credit card fee applies.

  • Payroll stays where you manage it
  • ZIL MONEY handles the card payment
  • Sign and see the payment start
Get startedBook a demo
AICPA SOC 1AICPA SOC 2PCI DSS CertifiedISO 27001 CertifiedISO 9001 CertifiedISO 20000 CertifiedNIST SP 800-53A Revision 5HIPAA CompliantCCPAGDPR

Two jobs, two places.

Each tool does its own part.

Paychex FlexWhere payroll is prepared.
ZIL MONEYWhere you confirm and pay the run by card.

How much can paying by card earn you?

Cash back, the tax write-off and cash yield, after the processing fee.
Monthly payroll
$
Monthly vendor expenses
$
Total paid by card each month$130,000.00
Card processing fee
%
Cost
Cash back
%
Earns Includes cash back on the fee
Tax rate on the write-off
%
Write-off saves
Vendor payments that can accrue bulk pay/early pay discount
$at% discount
Saves
Cash kept earning (yield)
days at% a year
Cash yield
Wow, you made money!
Cash back is earned on the full amount charged to the card, which is your payroll and vendor payments plus the processing fee.
Tax write-off is your tax rate times the full processing fee, since the fee is a deductible business expense.
Cash yield is your total monthly payroll and vendor payments × yield × days ÷ 365. It's what your cash keeps earning until the card bill is due.
Bulk pay/early pay discount applies only to the vendor payments you enter in that box, up to your monthly vendor expenses. It's the price break a vendor gives for buying in volume or paying up front, which the card lets you do while your cash keeps earning.
For estimates only. This isn't tax advice.

Paychex Flex prepares. ZIL MONEY pays by card.

Select the company. Confirm the run.

Confirm the payroll run

The window lists the total amount, pay date, company, and due date, then your deposit bank account, credit card, and transfer method.

ZIL MONEY Payroll by Credit Card window: total amount, pay date, deposit bank account, credit card and transfer method

Transaction Initiated

See the amount charged to your card, where the deposit goes, and the fee. The confirmation screen says funds are transferred within 1 to 3 business days.

ZIL MONEY Transaction Initiated window: amount charged, deposit initiated to, fee and total amount

Use a business card

Select the card, or add a new one.

Payroll by credit cardAccounts payable

Set your choices

Pick the account, card, and method at the top.

BankCardMethod

Keep your books in sync

Works with QuickBooks, Xero, Zoho, and other accounting tools.

See all integrations

Works with the tools you already use.

Connect your accounting tools and more. See all integrations

QuickBooks OnlineQuickBooks DesktopXeroZoho BooksFreshBooksSage Business Cloud AccountingOracle NetSuiteMicrosoft Dynamics 365WaveBill.comOdooSalesforceHubSpotZapierSlack

Payroll is prepared. Paying it is the next job.

Here is what gets in the way at pay time, and how ZIL MONEY helps.

I need to find the payroll company in my list.

Look at the left side. Companies are listed there, each with a small tag naming its payroll provider.

I want to keep my current payroll setup.

Change only the payment. ZIL MONEY pays the run. It does not replace your payroll.

I am unsure what a run will cost.

Read the Fees column. Each run shows its fee before you confirm.

I need a record of each run.

Open Transactions. The company has a Transactions tab next to its payroll.

I want the amounts in my books.

Sync your accounting. Works with QuickBooks, Xero, and Zoho.

I am not always at my desk.

Use your phone or tablet. Do it from anywhere.

Two tools, one flow.

Payroll stays in Paychex Flex.

1

Select the company

Pick it from the list, then open its payroll tab.

2

Find the run

Use Sync payroll data, then look in Payroll Details.

3

Confirm Payment

Look over the bank account, card, and method, then confirm.

4

Review and sign

Read the authorization, add your signature, and see Transaction Initiated.

Easy to learn. Quick to help.

In their own words, from businesses that use ZIL MONEY.

Rachel Ruiz, Business Strategy Manager at Lennar Title

“Working with ZIL MONEY has been such a great experience.”

We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful.

Rachel RuizBusiness Strategy Manager, Lennar Title
Mike S. of Experity

“ZIL MONEY has been a game-changer for our business!”

Their payment support is top-notch, quick, reliable, and always ready to assist with any questions we have.

Mike S.Experity
Cory Edwards, Owner of Edwards Holdings Realty

“The most helpful part is that ZIL MONEY can be used by everyone.”

It’s very easy to navigate. The user interface is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate.

Cory EdwardsOwner, Edwards Holdings Realty

Common questions

Can I pay Paychex Flex payroll with a credit card?
Yes. When the payroll run is in your list, click Confirm Payment, choose a business credit card, then review and sign.
What is the credit card fee?
A 2.9% credit card fee applies when you pay with a credit card.
Does ZIL MONEY replace Paychex Flex?
No. ZIL MONEY does not run payroll, file payroll taxes, make W-2s, or manage benefits. It pays the amount of a payroll run that appears in your list.
Does Paychex Flex show up in ZIL MONEY?
A payroll company tagged Paychex appears in the company list on the Payroll by Credit Card screen. Ask our team which payroll providers sync with your account.
Do I still prepare payroll in Paychex Flex?
Your payroll team or provider prepares the run. In ZIL MONEY you click Confirm Payment on it.
Where do I see my Paychex Flex payments in ZIL MONEY?
Select the company, then open its Transactions tab.
Does it work with QuickBooks?
ZIL MONEY connects with QuickBooks, Xero, Zoho, and other accounting tools, so your payments and books stay in sync.
Can I send Paychex Flex payroll payments from my phone?
Yes. You can use ZIL MONEY on your phone or tablet, so you can take care of it away from your desk.

Fund your Paychex Flex payroll with a card.

Open an account, or book a short demo and we will show you around. A 2.9% credit card fee applies to credit card payments.

Get startedBook a demo

Have a question? Talk to our team

ZIL MONEY Payroll by Credit Card screen: payroll runs list with the bank account, credit card and payment method selectors