Isolved Payroll Funding By Credit Card

Isolved Payroll Funding by Credit Card
Cover payroll during cash shortages and avoid missed paydays.

Earn Rewards
Get cashback, points, and possible tax benefits.

Flexible Payments
Instead of relying on available cash, businesses can use credit cards to fund payroll.

SOC1  SOC2   GDPR  PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

Opens sign up form in a modal dialog
Book a Demo

Instant Payments, No Barriers – Pay Anyone by Credit Card Today!

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.90%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.
A Smartphone Showing Fund FreshBooks Payroll by Credit Card Through Zil Money. Enjoy Instant Access to Funds, Earn Rewards, and Save on Business Expenses

Credit Card Payroll Funding – Pay Now, Earn Rewards

Fund payroll using a credit card and keep your business running without cash flow interruptions. Pay employees on time while earning cashback and maximizing your financial flexibility.

A Smartphone Showing Fund FreshBooks Payroll by Credit Card Through Zil Money. Enjoy Instant Access to Funds, Earn Rewards, and Save on Business Expenses
Opens sign up form in a modal dialog
Book a Demo

Click Here for an Interactive Demo

Book A Demo →
A man Holding a Smartphone Financial Flexibility at Its Best

Split Payroll Payments & Maximize Your Credit

Zil Money empowers businesses to split payroll payments between two credit cards, ensuring smooth cash flow and on-time payroll. Maximize available credit, avoid card limits, and keep your credit score strong.

A man Holding a Smartphone Financial Flexibility at Its Best

Sync, Import, and Pay with Ease

 

Easily import your payroll summary from accounting software and process payments in minutes with Zil Money. Save time, reduce errors, and ensure employees get paid on time—effortlessly.

A Credit Card Smart Spending, Bigger Savings

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

A Man Hlding a Laptop. One-Click Fund Transfers

Pay Rent & Bills with Your Credit Card

Zil Money lets you pay rent and bills with your credit card, even if the recipient doesn’t accept cards. Payments are sent via ACH, wire transfer, or check mail for hassle-free transactions.

A Man Hlding a Laptop. One-Click Fund Transfers
Opens sign up form in a modal dialog
Book a Demo

Frequently asked questions

FAQ Section
How to use a credit card to pay payroll?
Small businesses can use a credit card to pay payroll through Zil Money. The cloud-based platform syncs with your payroll software and allows you to transfer credit card funds into your business checking account in a few steps. Then you can proceed to pay your employees, ensuring timely payments.
How to pay someone with a credit card?
You can pay your rent, bills and vendors with a credit card even if the payee does not accept card payments. Zil Money allows you to process these payments by converting your credit card transaction into an ACH transfer, wire transfer, or check mail.
Are credit card payments tax deductible?
Yes, credit card payments that are classified as business expenses are tax-deductible. Users can reduce their tax burden by using credit cards to process payroll and pay vendors through Zil Money.
Isolved vs Paycom
Both Isolved and Paycom are efficient payroll software offering different features. Isolved is ideal for streamlining payroll and HR tasks, whereas Paycom is suited for companies seeking a payroll solution that integrates all aspects of workforce management. You can fund both Isolved and Paycom payroll by credit card through Zil Money.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.