Virtual Card API

Virtual Card API from Zil Money offers a secure and adaptable way to manage customer payments. Businesses can generate unique virtual cards for customers based on their specific needs and preferences. The API allows for multiple cards per user and lets you set spending limits, providing both flexibility and control over how customers pay within your platform.

These cards can be canceled anytime if needed, enhancing security. With Zil Money’s Virtual card API, businesses can provide an efficient payment experience to customers.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Pay Your Vendor with Credit Card

No payee fees

Accept Payment by Credit Card

Easy, Affordable, No Card Reader Needed

Happy Customers

New Customers a Week

Transactions Per Week

Easy and Secure Payments

Easy and Secure Payments

Zil Money’s Virtual Card API is a convenient solution that improves online transactions for businesses. Since virtual cards only exist digitally, your customers don’t have to worry about stolen or misplaced cards. Moreover, virtual cards can be stored on smartphones or other devices, making them more accessible. And for better security, a mobile app allows customers to lock their cards with a single tap.

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.

Zil.us

Cloud Bank

Open an online checking account with Zil.US. Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Why Choose Zil Money? 

Zil Money is an all-in-one payment platform that is integrated with over 22,000 banks and financial institutions in the US and Canada. As such, businesses can print any bank checks and reconcile the bank accounts instantly without any delays. You can also track cash flow and generate reports for enhanced financial management. Zil Money is a trusted solution for simplifying your payment processes.

Why Choose Zil Money?

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Diverse Payment Alternatives

Diverse Payment Alternatives 

Zil Money offers flexibility through different payment options like ACH, wire transfer, printable checks, and eChecks. Users can choose the best method based on their needs and reduce costs. The Pay by Credit Card feature will allow businesses to earn rewards while improving cash flow. The platform provides the complete package of payment solutions for small and medium sized businesses.

$50B+

In total transaction volume

22K+

Connected banks & financial institutions

20K+

Monthly business users

1M+

Total users, and growing

Mobile Payments Made Easy 

Zil Money’s digital wallet makes it easier to transfer funds using methods like ACH, virtual cards, checks, and wire transfers while on the move. When the wallet balance is low, users can easily add more funds, ensuring their financial needs are met without any problems. The platform also offers instant transaction records, which is a great source of financial data for better insights.

Mobile Payments Made Easy

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

How to use virtual card?

You can add a virtual debit card to your mobile payment platform like Apple Pay or Google Pay and make online purchases. Users can generate and manage virtual cards easily with Zil Money.

How to create virtual card?

Zil Money lets you create virtual cards with a cloud payments account. Within your Cloud Bank, locate the "Bank Account" section and click on "Manage Cards." Select "New Card" and choose "Virtual Card" from the options. Provide essential information like the cardholder's name, transaction limit and click "Submit".

Can you use virtual card in store?

Yes, you can use virtual cards in stores that accept digital wallet checkout options. Zil Money's Virtual Card API lets you create secure virtual cards with spending limits for customers or employees.

Virtual Card vs Physical Cards

While physical debit cards are plastic cards used mainly for in-person payments, virtual cards are digital copies of the same. Virtual cards are more secure than physical cards and can be used for online purchases, subscription management, and one-time purchases.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

Trusted By The Leading Brands Around The World

AOK Leadership
Subway
American Red Cross
ST Johns School
Argonne National Laboratory

Secure and reliable platform. In addition to being easy to use and very intuitive.

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Zil Money is a great company they help us to manage our money. I always have difficult with that, but with Zil I can have the control of my money.

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