All-in-One Payments, Tailored for Your Business

Zil Money makes it simple to pay and get paid your way, while automating your finances—all in one easy-to-use platform.

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

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Every Payment, Every Payout—Handled with Speed and Security

Simplify transactions, move money with confidence, and keep your business running smoothly—all in one smart platform.

87B+

transaction volume

1M+

online business accounts

16M+

check processed

Elevate Your Payment Management with Zil Money

Elevate Your Payment Management with Zil Money

Accounts Payable

Managing outgoing payments shouldn’t slow down your business. Zil Money gives you complete control over expenses, vendor payments, and payroll with flexible payment methods.

Take Charge of Every Outgoing Payment:

✔ Pay vendors, suppliers, and rent using credit cards, ACH, wire transfers, or checks.

✔ Schedule and automate recurring payments to avoid delays.

✔ Track every expense in real-time and sync with your accounting software.

Elevate Your Payment Management with Zil Money

Accounts Receivable

Getting paid on time is essential for cash flow. Zil Money helps you collect payments easily, giving your customers multiple ways to pay while keeping everything organized.

Streamline Incoming Payments with Ease:

✔ Accept payments via credit card, ACH, wire transfers, or checks.

✔ Generate and send digital invoices with built-in payment options.

✔ Automatically reconcile incoming transactions with your accounting tools.

Integrated for Business Efficiency

Zil Money connects with the tools you already use, making financial management effortless. Sync transactions with accounting software, automate reconciliations, and reduce manual work.

Connect with QuickBooks, Xero, and other accounting platforms.

Automate transaction tracking and reconciliation.

Link directly with banks and payment networks for real-time updates.

Keep everything in sync without extra steps—Zil Money brings payments, accounting, and financial tools together in one place.

We're on a Mission to Meet the Payment Management Needs of Every Business Owner
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Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.

Zil.us

Cloud Bank

Open an online checking account with Zil Money. Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Maximize Business Flexibility with Credit Card Payments

Zil Money lets you use credit cards for a variety of business expenses—even where cards aren’t traditionally accepted. Improve cash flow, manage expenses efficiently, and keep your operations running smoothly.

Power Your Business with Embedded Payment Solutions

Empower your business with Zil Money’s API-driven payment solutions, designed for smooth transactions and hassle-free payment management.

Why Choose Zil Money’s Embedded Solutions?

✔ Enable customized payment experiences tailored to your business needs.

✔ Access a full range of B2B payment services, from ACH to credit card processing.

✔ Enhance your brand with a secure, reliable, and scalable payment infrastructure.

Let Zil Money handle the backend, so you can focus on growing your business.

Modern Interface Displaying Integrated Payment Options

Trusted by Businesses of All Sizes

Zil Money is proud to support the businesses powering the economy, providing jobs, and supporting communities.

Easy Business Payments with the Zil Money Mobile App

Take control of your payments anytime, anywhere. Zil Money’s mobile app offers a secure and efficient way to send and receive payments with ease.

Key Features:

✔ Process ACH, wire, and Real-Time Payments (RTP) effortlessly.

✔ Pay or get paid using printable checks & eChecks at low transaction fees.

✔ Access all web features in a fully functional mobile experience.

Pay and Get Paid Anytime, Anywhere
During a brief shortage waiting for clients to pay me, Zil Money let me put my payroll on my credit card. it provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC

Are You Ready to Streamline Your Payment Management?