Virtual Card API

Virtual Card API presents an advanced mechanism for effortlessly creating unique virtual cards for your customers. This modern feature allows for creating several cards connected to a single account, offering adaptability and control over how your customers engage with your services. The API also allows you to set spending limits on these cards, reinforcing safety and curbing overspending.

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Additionally, should the circumstance calls for it, you can cancel the card, adding another layer of security. This vital feature set up by ZilMoney.com aims to equip businesses with the ability to provide their customers with novel and secure virtual payment alternatives.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

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Easy and Secure Payments

The virtual cards API offered by ZilMoney.com’s Cloud Bank present an ideal solution for carrying out online transactions securely and safely. These cards can be created using the virtual card API and be operated like physical ones without needing a physical version, drastically reducing the chances of fraud due to their intangible form. Whether stored on your phone or smartwatch, your virtual card is always available whenever needed. Moreover, the functionality to momentarily lock your card using a mobile app adds an extra dimension of control over your transactions, providing a banking experience that is as uncomplicated as it is secure.

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WHO ARE USING US !!

Why Choose Zil Money?

Zil Money collaborates with over 22,000 banks and financial establishments in the United States and Canada. This extensive integration allows for the printin of checks from any bank and the ability to reconcile your bank account with separate transactions. Additionally, it aids in preventing unauthorized and fraudulent checks from impacting your account.

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Diverse Payment Alternatives

The platform provides various payment options, including pay ACH, wire transfer, and checks, allowing users to choose according to their preferences and convenience. With Zil Money, make and receive payments swiftly and effortlessly.

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CROSS PLATFORM SUPPORT

Use the application on your desired platforms. Install the application on your mobile devices and enjoy the features from anywhere at anytime. A user-friendly platform to manage all your financial aspects under one roof from your smart devices.

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Mobile Payments Made Easy

Effortlessly conduct payments while on the move through a secure, convenient, and swift digital wallet. In addition, the platform offers instant transaction records in real time, enabling you to elevate your payment experience with Zil Money.

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FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

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How to use virtual card?

Adding it to Apple Pay or Google Pay allows you to use a virtual debit card like a physical card to make online purchases and contactless in-store payments. Sign up on ZilMoney.com's cloud bank and get it as soon as you apply for it.

How to create virtual card?

You can apply for a virtual card online. Sign up on ZilMoney.com's cloud bank account, go to cloud bank, select Bank account, and click Manage Cards. Then click New Card, and select Virtual Card. Provide the cardholder's name, transaction limit, billing address, and mailing address, then click Submit. You get it immediately after you apply for it. Start using your it for online payment using contactless technology.

Can you use virtual card in store?

Yes, you can use a virtual card to make contactless online in-store payments. ZilMoney.com's cloud bank lets you apply for multiple virtual cards with the virtual card API for your business on a single account. You can issue these cards to your employees with spending limitations.

Virtual Card vs Physical Cards

Customers and companies use virtual cards for online purchases, subscription management, and one-time purchases. They have all the properties of a physical card, including 16-digit numbers, a CVC, and a Pin Code. At the same time, physical debit cards are regular plastic cards primarily used for in-person payments. A Virtual debit card is more secure and protects your account from data breaches and fraud.