Zero Transaction Fees*

Send payments.
Keep the fees.

The only payment platform that pays you back. Send ACH, wire, checks, and international payments with zero fees* on eligible transactions.

Trusted by Businesses Nationwide

$100B+

Transaction volume

1M+

Active businesses

99.9%

Uptime SLA

67%

Average expense reduction

Every payment method. One platform.

From quick ACH transfers to global wire payments, handle everything your business needs with zero fees* on eligible transactions.

ACH Transfers

Quick domestic payments with same-day processing and zero transaction fees.

Same-day processing* 

Bulk payment support 

Real-time tracking 

Automatic reconciliation 

Wire Transfers

Secure domestic and international wires with bank-grade security and transparent pricing*.

Global reach

Same-day delivery*

Competitive rates

Complete visibility

Digital Checks

Create, customize, and send professional checks digitally or by mail in seconds*.

Custom branding

Quick delivery

Print & mail service

Status tracking

International Payments

Ripple-powered global payments that settle in seconds with up to 90% cost savings*.

3-second settlement

7+ countries

Real-time rates

Complete transparency

ACH Transfers

Quick domestic payments with same-day processing and zero transaction fees.

Same-day processing* 

Bulk payment support 

Real-time tracking 

Automatic reconciliation 

.

Wire Transfers

Secure domestic and international wires with bank-grade security and transparent pricing.

Global reach

Same-day delivery*

Competitive rates

Complete visibility

....

Digital Checks

Create, customize, and send professional checks digitally or by mail in seconds*.

Custom branding

Quick delivery

Print & mail service

Status tracking

....

International Payments

Ripple-powered global payments that settle in seconds with up to 90% cost savings*.

3-second settlement

7+ countries

Real-time rates

Complete transparency

.

Built for modern business.

Everything you need to handle payments with confidence, security, and zero complexity. 

Zero Fees

Pay nothing on eligible transactions while earning cash back rewards on qualifying payments.

Lightning Fast

Same-day processing*, quick transfers, and quick international payments when you need them.

Bank-Grade Security

SOC 2 certified with 256-bit encryption and multi-factor authentication protecting every transaction.

Banking Network

Connect with 22,000+ banks plus integrations with QuickBooks, Xero, and other accounting platforms.

Mobile First

Full-featured mobile and web apps designed for business owners on the go.

Real-Time Insights

Track every payment with detailed analytics and automated reporting for better visibility.

Zero Fees

Pay nothing on eligible transactions while earning cash back rewards on qualifying payments.

.…..

Lightning Fast

Same-day processing*, quick transfers, and quick international payments when you need them.

..….

Bank-Grade Security

SOC 2 certified with 256-bit encryption and multi-factor authentication protecting every transaction.

...

Banking Network

Connect with 22,000+ banks plus integrations with QuickBooks, Xero, and other accounting platforms.

...

Mobile First

Full-featured mobile and web apps designed for business owners on the go.

…...

Real-Time Insights

Track every payment with detailed analytics and automated reporting for better visibility.

…...

Simple by design

Start sending payments in minutes with our streamlined setup process.

Sign up instantly

Create your account in minutes with just your business information. No lengthy applications or credit checks required.

.

Connect securely

Link your business bank account or load your Zil Money wallet using our secure, encrypted connection*.

....

Send payments

Choose your payment method, enter recipient details, and send with zero fees on eligible transactions.

.

Track and earn

Monitor payment status in real-time while earning cash back rewards on qualifying transactions.

.

Trusted by leaders

Join thousands of businesses that have transformed their payment operations.

Rachel Ruiz

Rachel Ruiz, Business Strategy Manager, Lennar Title

“Working with ZilMoney has been such a great experience. We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful. They’ve consistently gone above and beyond to support our needs, and it’s made a real difference in our workflow. I highly recommend ZilMoney to anyone looking for a reliable, attentive, and efficient vendor.”

Ready to eliminate fees* forever?

Join over 1 million businesses saving money and earning rewards with every payment.