Pay Workday Payroll By Credit Card

Pay Workday Payroll by Credit Card & Process Payroll in Just 1-3 Days!

Earn Cashback & Improve Your Credit Score While Paying Payroll!

Seamlessly Integrate with Payroll Software!

Access Zil Money on Any Device

SOC1  SOC2   GDPR  PCI DSS   ISO 27001   ISO 20000  ISO 9001   CCPA  NIST 800 53HIPAA

Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

Opens sign up form in a modal dialog
Book a Demo

Instant Payments, No Barriers – Pay Anyone by Credit Card Today!

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.90%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.
A Businessman Using A Phone To Make a Payment Easily. Pay Workday Payroll By Credit Card | Fund Payroll in 1-3 Days

Pay Payroll with Credit & Stay on Schedule!

 

  • Quickly move funds from your credit card to your checking account using ACH, wire, or RTP.
  • Get payroll funds within 1-3 business days and ensure uninterrupted operations.
A Businessman Using A Phone To Make a Payment Easily. Pay Workday Payroll By Credit Card | Fund Payroll in 1-3 Days
Opens sign up form in a modal dialog
Book a Demo

Click Here for an Interactive Demo

Book A Demo →
A Man Using A Phone To Make a Payment Easily. Pay Workday Payroll By Credit Card | Fund Payroll in 1-3 Days

Maximize Rewards & Boost Your Credit Score!

  • Get cashback, travel perks, or rewards every time you process payroll.
A Man Using A Phone To Make a Payment Easily. Pay Workday Payroll By Credit Card | Fund Payroll in 1-3 Days

Automate Payroll with Integration!

  • No manual data entry—automate payroll effortlessly!
An Image That Shows A Puzzle That Represents Automated Payroll with Integration. Pay Workday Payroll By Credit Card | Fund Payroll in 1-3 Days

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

A Man Using A Phone To Make a Payment Easily. Pay Workday Payroll By Credit Card | Fund Payroll in 1-3 Days

Access Zil Money Anywhere!

  • Use Zil Money on mobile, laptop, or tablet.
  • Download the user-friendly app from the Google Play Store or Apple App Store.
A Man Using A Phone To Make a Payment Easily. Pay Workday Payroll By Credit Card | Fund Payroll in 1-3 Days
Opens sign up form in a modal dialog
Book a Demo

Frequently asked questions

FAQ Section
What payroll service allows you to pay with a credit card?
Zil Money is one of the best B2B payment platforms that allows small businesses to pay payroll by credit card. Users can easily access funds and it will be deposited into your business checking accounts.
How to pay bills with credit card?
Pay bills with credit cards through Zil Money and earn cash back rewards. Choose Credit Card from the Pay From dropdown and select ACH, wire, check mail or virtual card from the Pay As section. Bill payments can be simplified with Zil Money.
Are credit card payments a business expense?
Credit card payments made to pay bills and vendors are considered a business expense, as they are part of your company's operational costs. You can earn cash back rewards and lower your tax out-go by using credit cards to cover business expenses through Zil Money.
Cash vs Credit Card
Both cash and credit cards are effective funding sources for small businesses. By funding payroll by credit card through Zil Money, businesses can earn rewards, improve cash flow and save cash reserves.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.