Pay Workday Payroll By Credit Card

Pay Workday Payroll by Credit Card & Process Payroll in Just 1-3 Days!

Earn Cashback & Improve Your Credit Score While Paying Payroll!

Seamlessly Integrate with Payroll Software!

Access Zil Money on Any Device

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

  • Better Cash Flow!
  • Tax Breaks!
  • More Rewards!
  • Happy Employees!
  • Better Cash Flow!
  • Tax Breaks!
  • More Rewards!
  • Happy Employees!
Instant Payments, No Barriers – Pay Anyone by Credit Card Today!
1M+

online business accounts

91B+

transaction volume

16M+

checks processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.95%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.
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Pay Payroll with Credit & Stay on Schedule!

  • Quickly move funds from your credit card to your checking account using ACH, wire, or RTP.

  • Get payroll funds within 1-3 business days and ensure uninterrupted operations.

Learn To Fund Payroll By Credit Card See The Interactive Demo

Maximize Rewards & Boost Your Credit Score!

  • Get cashback, travel perks, or rewards every time you process payroll.

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Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

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Automate Payroll with Integration!

  • No manual data entry—automate payroll effortlessly!
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Access

Zil Money Anywhere!

  • Use Zil Money on mobile, laptop, or tablet.

  • Download the user-friendly app from the Google Play Store or Apple App Store.
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FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

What payroll service allows you to pay with a credit card?

Zil Money is one of the best B2B payment platforms that allows small businesses to pay payroll by credit card. Users can easily access funds and it will be deposited into your business checking accounts.

How to pay bills with credit card?

Pay bills with credit cards through Zil Money and earn cash back rewards. Choose Credit Card from the Pay From dropdown and select ACH, wire, check mail or virtual card from the Pay As section. Bill payments can be simplified with Zil Money.

Are credit card payments a business expense?

Credit card payments made to pay bills and vendors are considered a business expense, as they are part of your company's operational costs. You can earn cash back rewards and lower your tax out-go by using credit cards to cover business expenses through Zil Money.

Cash vs Credit Card

Both cash and credit cards are effective funding sources for small businesses. By funding payroll by credit card through Zil Money, businesses can earn rewards, improve cash flow and save cash reserves.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

Every Customer Review is a Story of Trust

During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC

15-Day Free Trial Available!

No credit card required.

A Person Holding A Smartphone That Shows Credit Card Payment, Pay Workday Payroll By Credit Card - Flexible Payment Solutions