Pay SAP Payroll By Credit Card

  • Pay SAP Payroll by Credit Card –
    Fund payroll through credit cards when cash reserves are low.

  • Turn Payroll into Perks –
    Earn rewards, cash back, and points while covering salaries effortlessly.

  • Boost Cash Flow & Cut Taxes –
    Optimize spending, manage expenses smartly, and reduce tax outflow.

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    Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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    Instant Payments, No Barriers – Pay Anyone by Credit Card Today!

    1M+

     

    online business
    accounts

    100B+

     

    transaction
    value

    16M+

     

    checks
    processed

    Using Credit Cards to Save Money on Business Expenses

    Cash Back Rewards

    Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

    Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

    Tax Benefits

    Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

    Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

    Cash Flow Management

    Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

    Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

    Floating Revenue from Bank

    Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

    Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

    Detailed Example: Capital One Spark Card

    1. Process Fee: 2.90%
    2. Cash Back: 2%
    3. Tax Break: 0.06%
    4. Final Fee: 0.35%
    5. Additional Benefit: 30-45 days of cash flow management and float revenue.
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    Smart Payroll Funding

    Small businesses can fund payroll by credit card with Zil Money, keeping cash reserves intact. Pick a credit card, transfer via ACH or wire, and pay employees on time—hassle-free!

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    Effortless Payroll Processing – Connect, Fund, and Pay!

    Zil Money makes payroll funding fast and effortless—connect your payroll app or enter details manually. Upload your payroll summary, access funds instantly, and pay employees on time!

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    Easily Pay Vendors by Credit Card

    Small businesses can pay vendors and suppliers by credit card using Zil Money. Payees get funds via ACH, wire, or check mail—no merchant fees, no hassle!

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    Why Zil Money!

    A technology-first approach
    to payments and finance

    Easy to Access

    High Security

    Easy Payment

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    Earn Rewards on Payroll & Bills

    Earn cash-back rewards every time you pay payroll, bills, or invoices with Zil Money. Turn everyday expenses into savings and keep more money in your business!

    A Man Using A Phone to Make Payments. Pay SAP Payroll By Credit Card - Manage Cash Flow Effortlessly, Easily Manage Transactions
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    Frequently asked questions

    FAQ Section
    Can you pay payroll with a credit card?
    Yes, small businesses looking to improve cash flow can pay payroll with a credit card and earn cash back rewards, Zil Money simplifies payroll funding by allowing businesses to use their credit cards to ensure employees are paid on time.
    Can I pay my rent with a credit card?
    Yes, businesses can handle rent payments with a credit card through Zil Money. Process payments directly from credit card and choose whether the payee receives it as ACH, wire, or check mail.
    What is a payroll card?
    Payroll card is an expense card used by employers to pay employees. With Zil Money, business owners can use a credit card to handle salary distribution and earn cash back rewards.
    Secured vs Unsecured Credit Card
    Secured credit cards need a cash security deposit as collateral, while unsecured cards do not. Zil Money allows users to fund payroll using credit cards, offering businesses the flexibility to choose the best option for their financial needs.

    Every Customer Review
    is a Story of Trust

    "
    During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.