Pay Rent With Credit Card

Convenience: Pay rent easily using your credit card, even if the payee doesn’t accept card payments directly.

Flexible Payment Options: Payees receive funds via ACH, wire transfer, virtual card, or check.

Earn Rewards: Gain credit card rewards on your transactions.
No Costs for Payee: Payees incur no transaction fees.

Cost-Effective: Simplifies payments and maximizes your credit card benefits.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Zero-Cost Banking, Limitless Transactions – Built for Businesses Like Yours!

1M+

online business accounts

87B+

transaction volume

16M+

checks processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

Process Fee: 2.95%
Cash Back: 2%
Tax Break: 0.06%
Final Fee: 0.35%
Additional Benefit: 30-45 days of cash flow management and float revenue.

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A Person Using A Smartphone To pay Rent Via Credit Card

Pay by Credit Card: Checks, ACH, Wire

Pay rent by credit card hassle-free. Payees incur no fees, and you keep your credit card rewards. Simple, cost-effective, and rewarding!

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Payroll by Credit Card

Pay payroll easily with credit cards to employees. Enjoy flexibility, detailed records, and streamlined payroll management for your business.

A Person Using a Laptop Paying Payroll Using Credit Card

Maintain Cash Flow

Zil Money ensures timely payments to vendors, helping small businesses avoid cash flow issues and keep operations running smoothly.

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

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How can I pay rent with credit card?

You can use Zil Money to pay rent by credit card. The platform allows you to make payments even if your landlord doesn't directly accept credit cards. Paying with credit card also helps you earn rewards and manage cash flow more effectively.

Can you pay your rent with credit card?

Yes, you can pay rent with credit card using Zil Money. The platform allows you to make rent payments conveniently without imposing any additional fees on landlord.

Can I pay by credit card even if my vendors don't accept that?

Yes, Zil money makes it easy to make credit card payments regardless of recipient’s acceptance policies. The platform allows to process credit card payments as ACH, wire or check.

Credit Card vs Debit Card

Individuals can borrow funds using credit cards from the card issuer up to a specified limit for purchases or cash withdrawals. In contrast, debit cards are directly linked to a bank account, allowing users to withdraw only the available funds. With Zil Money, you can manage transactions efficiently and make payments both easily and securely.

Every Customer Review is a Story of Trust

During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC