Pay APS Payroll By Credit Card

Pay APS Payroll by Credit Card and avoid cash flow disruptions.

Keep your cash reserves intact while funding payroll securely.

Earn cash back rewards and reduce tax out-go on business expenses.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

  • Better Cash Flow!
  • Tax Breaks!
  • More Rewards!
  • Happy Employees!
  • Better Cash Flow!
  • Tax Breaks!
  • More Rewards!
  • Happy Employees!
From Payroll to Trade Finance – One Platform, All Payments.
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Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.95%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.
Two Individuals Stand In front of A Computer Screen, Discussing Improved Cash Flow for Small Businesses Using Payroll Solutions. Simplify Pay APS Payroll By Credit Card

Payroll Without Delays

Move funds from your credit card to your business checking account through ACH or wire. Ensure stress-free payroll payments without straining your working capital.

Learn To Fund Payroll By Credit Card See The Interactive Demo

More Rewards, Less Stress

Pay payroll with your credit card and collect cashback, reward points, and travel miles. Enjoy financial flexibility while earning valuable perks.

A Businessman Pay Employees, Represents Pay APS Payroll By Credit Card

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

A Person Holding A Smartphone that Shows Credit Card Payments. Effortlessly Fund OnPay Payroll By Credit Card to Improve Cash Flow

Payroll Without Surprises

Pay payroll with confidence using a pricing model that’s clear and fair. Keep more money in your business with no unexpected charges.

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Security You Can Rely On

Keep payroll funds safe with Zil Money’s advanced security measures. Ensure fast and secure employee payments without risks.

A Person Holding a Credit Card And A Smartphone. Effortlessly Pay APS Payroll By Credit Card to Improve Cash Flow

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

How to use a credit card to pay payroll?

With Zil Money, small businesses can use a credit card to pay payroll and maintain a healthy cash flow. The platform syncs with the best payroll software and you can access funds immediately.

Can you pay rent with a credit card?

Yes, businesses can use a credit card to pay their landlord through the cloud based platform. Process payments from your credit card and the payee receives it as ACH, wire or check mail.

What is a payroll card?

A payroll card is a debit card that is prepaid, issued by an employer to pay employees their wages. With Zil Money, you can handle payroll operations with a credit card and earn cash back rewards and other benefits.

Bi-Monthly vs Semi-Monthly Payroll

Bi-monthly payroll typically refers to being paid every two months while semi-monthly payroll means being paid twice a month. You can handle both types of payroll with a credit card through Zil Money.
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RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

Every Customer Review is a Story of Trust

During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC

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