Supply Chain Finance Made Easy – Credit Card to Any Vendor, No Hassle!
1M+
online business
accounts
100B+
transaction
value
16M+
checks
processed
Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.
Tax Benefits
Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.
Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Floating Revenue from Bank
Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.90%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
Flexible Payroll Payments with Credit Card
With Zil Money, you can easily fund payroll with your credit card, giving you ultimate flexibility. Ensure your employees are paid on time without the hassle, all while maintaining full control over your cash flow and business finances.
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Create Manual Payroll
Need to set up a custom payroll quickly? Zil Money lets you create manual payroll in just a few clicks. Simply enter your business details, and process payments instantly—no delays, no complications.
Easily Access and Review Transaction Details
Track your credit card transactions effortlessly with Zil Money. Sort payroll lists, customize views, and export your data into Excel, CSV, or PDF for seamless reporting and record-keeping.
Why Zil Money!
A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment
Seamless Integration with Payroll Software
Zil Money integrates with multiple payroll software, ensuring smooth data import and seamless payroll management. Eliminate errors, save time, and keep your payroll process smooth and efficient with effortless integration.
Frequently asked questions
Every Customer Review
is a Story of Trust
Cory Edwards
Owner Edwards Holdings Realty
The most helpful part is that Zil money can be used by everyone. It's very easy to navigate. THE USER INTERFACE is very easy to learn. It solves the problem of having various accounting software separately and unable to integrate. It allows all organization seamlessly.



