SOC 1 Certification
Reduced risk of financial misstatementsSOC 2 Certification
Data integrity assuranceGDPR Compliance
Enhanced user privacy rightsPCI DSS Compliance
Protection against data breachesISO 27001 Certification
Risk-based approach to securityISO 20000 Certification
Efficient service delivery processesISO 9001 Certification
Customer-centric operationsCCPA Compliance
User control over personal dataNIST 800-53 Compliance
Federal-level data protectionHIPAA Compliance
Privacy protection for patient dataTrusted by Businesses Nationwide
$100B+
Transaction volume
1M+
Active businesses
99.9%
Uptime SLA
67%
Average expense reduction
Transform Your International Payments
Speed When It Matters

Seconds, Not Days
Settle international transfers in as little as 90 seconds
← ••• →

Immediate Confirmation
Real-time verification of successful payments
← ••• →

Quick Availability
Recipients can access funds immediately in their bank accounts
← ••• →
How It Works
Seamless Process From Your Zil Money Wallet
Select International Payment
In your Zil Money dashboard
Review the exchange rate and fees
displayed transparently

Enter recipient details
including their bank account information

Confirm and send
your payment through the secure Ripple network

Choose the payment amount
in either USD or recipient’s currency

Get real-time updates
as instant notifications on payment status
Select International Payment
in your Zil Money dashboard
.…..
Review the exchange rate and fees
displayed transparently
..….

Enter recipient details
including their bank account information
...…

Confirm and send
your payment through the secure Ripple network
…...

Choose the payment amount
in either USD or recipient’s currency
…...

Get real-time updates
as instant notifications on payment status
…...
The Technology Behind the Magic
Zil Money harnesses Ripple’s advanced blockchain network to revolutionize cross-border payments. This cutting-edge technology enables:
Wallet-to-Bank Account Transfers
Funds are sent directly from your Zil Money wallet to the recipient’s bank account, bypassing the complex chain of correspondent banks that typically slow traditional international payments.
Instant Settlement
Complete transactions in seconds rather than the 3-5 days typical of traditional methods.
Distributed Ledger Validation
Ensure payment security and accuracy through a decentralized verification system.
Smart Payment Routing
Automatically select the most efficient and cost-effective path for your payment.
Wallet-to-Bank Account Transfers
Funds are sent directly from your Zil Money wallet to the recipient’s bank account, bypassing the complex chain of correspondent banks that typically slow traditional international payments.
.…
Instant Settlement
Complete transactions in seconds rather than the 3-5 days typical of traditional methods.
....
Distributed Ledger Validation
Ensure payment security and accuracy through a decentralized verification system.
....
Smart Payment Routing
Automatically select the most efficient and cost-effective path for your payment.
….
Global Reach, Local Experience
Send payments to major business hubs and emerging markets worldwide:

Europe (Italy, Ireland, Germany, France, Estonia, Sweden, UK)

Asia-Pacific (India, Philippines)
Availability may vary based on regulatory requirements. View our full list of supported countries.
Trusted by leaders
Join thousands of businesses that have transformed their payment operations.

Rachel Ruiz, Business Strategy Manager, Lennar Title
“Working with ZilMoney has been such a great experience. We use their platform to create and send eChecks to multiple parties, and it’s been incredibly smooth and efficient. Anytime we have a question or run into an issue, their team is quick to respond and always helpful. They’ve consistently gone above and beyond to support our needs, and it’s made a real difference in our workflow. I highly recommend ZilMoney to anyone looking for a reliable, attentive, and efficient vendor.”
Transform Your Global Business Operations

For Importers & Exporters
Pay international suppliers on time, every time—without tying up capital days in advance.
.…

For Technology Companies
Pay global contractors and service providers instantly with minimal friction.
....

For Professional Services
Receive payments from international clients without delay or excessive fees.
....

For Manufacturing & Distribution
Maintain smooth supply chains with timely payments to global partners.
….
How You Benefit

Improved Cash Flow Management
- Extend your payment windows with near-instant settlement
- Eliminate the need to pre-fund foreign accounts
- Access real-time exchange rates for better planning
.…

Enhanced Supplier Relationships
- Pay vendors precisely when promised
- Provide payment certainty and transparency
- Respond quickly to urgent payment needs
....

Operational Efficiency
- Manage all international and domestic payments from one platform
- Reduce time spent on payment inquiries and tracking
- Simplify reconciliation with detailed payment records
....

Competitive Advantage
- Expand globally with confidence
- Negotiate better terms with reliable payment capabilities
- Access new markets and suppliers without payment barriers
….
Straightforward, Transparent Pricing
Transaction Fees
- Lowest Transaction Fee: Industry’s most competitive rates – beat any competitor.
- Zero Hidden Fees: Complete transparency with no surprise charges or markup costs.
- Flat Rate Pricing: Simple, predictable costs with no complex fee structures.
.…
Foreign Exchange
- Competitive exchange rates
- No hidden markups or surcharges
- Volume-based rate improvements available
....
Security You Can Trust
Your international payments are protected by industry-leading security measures:

End-to-End Encryption:
For all transaction data
.…

Real-Time Fraud Monitoring:
Advanced detection systems
....

Multi-Factor Authentication
Required for payment initiation
....

Regulatory Compliance:
Full adherence to international standards
….
Getting Started Is Simple