Credit Card Processing For Small Business

Easily Print Checks with ABA Numbers – Print checks on demand with your account and ABA numbers using Zil Money.

Create Checks from Anywhere – Easily create and print checks from home or office using any printer and blank stock papers.

Enhanced Security – Blank check stock offers high-level security, keeping sensitive banking data private.

Email Input with Button

Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Instant Payments, No Barriers – Pay Anyone by Credit Card Today!
1M+

online business accounts

87B+

transaction volume

16M+

checks processed

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  1. Process Fee: 2.95%
  2. Cash Back: 2%
  3. Tax Break: 0.06%
  4. Final Fee: 0.35%
  5. Additional Benefit: 30-45 days of cash flow management and float revenue.

Click Here to See Interactive Demo

Flexible Payment Options

Pay Rent with Your Credit Card

  • Pay rent using your credit card, even if your landlord doesn’t accept cards.
  • Zil Money processes your payment and sends it to your landlord via ACH, wire, virtual card, etc.

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Access

Zil Money Anywhere

  • Access Zil Money from your laptop, mobile, or tablet.
  • Download the use-friendly app from Google Play Store or the Apple App Store and manage payments on the go.
Scalable Solutions
Zil Money Corporation BBB Business Review
crozdesk
Serchen
sitejabber
Card Rates

Pay Payroll with Your Credit Card

  • Fund your checking account from your credit card via ACH or wire.
Enhanced Security
Reliable Customer Support

Accept Credit Card Payments Fast

Send a payment link to your clients via email or SMS, and they can pay via credit card in seconds.

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

Why credit cards are better than cash?

Credit card payments help businesses allocate their cash in hand for more important financial requirements. Sign up with Zil Money to make seamless credit card payments.

How accept credit card payments?

Zil Money is the easiest way to accept credit card payments. You don't even need a merchant account to accept credit card payments.

Can you send money with a credit card?

Yes, you can send money using a credit card, but it depends on the platform and method. With Zil Money, you can pay vendors using your credit card without incurring payee charges.

Credit Card vs Debit

Debit and credit cards are two common types of card payments. Credit cards are a convenient type of card payment that is generally not accepted by everyone. However, with Zil Money, you can pay and get paid with a credit card seamlessly. Zil Money offers a comprehensive solution tailored to credit card processing for small business.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

Every Customer Review is a Story of Trust

During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.

Greg Forrest

Owner of Spherion Staffing & Recruiting

Best partner of your life! Zil Money is my new bestfriend!

Sharmaine Buen Maloloy-on

Sales Account Manager at Bigleap Technologies Inc

Looking for better options for your business? Zil Money accompanies you.

Sergio Alvarado Garcia

Community Manager at Rebeca Nails Art

I enjoy using Zil Money for 3 key reasons. Record keeping, as it keeps a database of the checks each unique user has loaded. Being able to navigate and cut checks from different bank accounts. Pulling up the 1099s at the end of the year for vendors and ensuring all of the checks we cut to them can be easily accessed and a number is given.

Alonso Noriega

Accounting Manager at LT Property Management LLC

15-Day Free Trial Available!

No credit card required.

Stay in the loop for the latest updates!