Construction Payments

For Construction Businesses

Run Every Construction Payment From One Place

Pay your vendors, subs, and suppliers, line up payments before they’re due, and see what each job actually cost, all from one screen.

Sign Up Now ▶See how it works
Pay by ACH, wire, check, or card, all from one place.
Zil Money is a financial technology company and not a bank. Banking services are provided by participating partner banks. FDIC insurance coverage is available only on eligible deposits and subject to applicable limits and requirements.

Prefer a guided walkthrough?

Book a 1:1 demo with a Zil Money specialist. Your details carry over to the calendar.

Choose a date and time on the next step.

Paying subs, suppliers, and crew shouldn’t take five logins

Every job has its own subs, suppliers, and material orders, all due on different days. Spread across checks, bank portals, and spreadsheets, it’s hard to know what you owe, what you paid, and which job it belongs to.

!No clean way to tie a payment back to a specific job, so you can’t tell what it really cost.
!Sub payments slip because approvals sit in someone’s inbox.
!Vendor and supplier bills pile up across multiple accounts.
!Paying every vendor a different way, then re-keying it into your books, eats hours every week.
1M+
businesses paying smarter
22,000+
banks & institutions connected
4
ways to pay, one login

Pay everyone, tag it to the job, done

Pay everyone a job owes from one screen, subs, suppliers, the lumber yard, your crew, by ACH, wire, printed check, or card, and keep every record in one place instead of three.

Built for jobs

💳

Virtual cards for job spend

Issue cards for a specific job or buyer and set limits.

⇆

Pay subs & suppliers any way

ACH, wire, printed check, or card, whatever each one takes.

✅

Approvals before money moves

Route sub and vendor payments for review so nothing slips.

📊

Tag spending by job

Tag each payment to a job so you can see what it’s costing.

👷

Pay crew & 1099 contractors

Send crew and contractor payments on schedule.

🔗

Connect QuickBooks

Syncs to your books so records stay clean. QuickBooks integration.

What your checkbook and bill-pay can’t do

Your bank’s bill-pay can send an ACH or mail a check. It stops there.

Checkbook & bank bill-pay

  • ✕ No approval routing
  • ✕ No way to tag a payment to a job
  • ✕ No per-job virtual cards
  • ✕ No batch supplier runs
  • ✕ Pays one way only

Zil Money

  • ✓ Approvals before money goes out
  • ✓ Every payment tagged to its job
  • ✓ Per-job virtual cards with limits
  • ✓ Batch a full supplier list at once
  • ✓ Pay by ACH, wire, check, or card

From the owner to the bookkeeper, one screen

GCOwner / GC. Stop signing checks at 9pm; approve from your phone.
PMProject manager. Stop chasing approvals over text to get subs paid.
$Finance / bookkeeping. Stop re-keying payments into QuickBooks.
OMOffice manager. Stop juggling a separate tool for every payment type.

Construction payment FAQs

Does Zil Money work for construction businesses?

Yes. Contractors, builders, and finance teams use it to pay subs, suppliers, and crews, route approvals, and keep payments tied to jobs, all in one place.

What does it cost?

Pricing depends on how you pay. Ask our team for construction pricing on your walkthrough.

Does it work with QuickBooks?

Yes. Zil Money connects with QuickBooks so payments sync and your books stay clean. See the QuickBooks integration.

Can I see what each job cost?

Tag each payment to a job so you can see the running total per project and crew. We’ll show this on the walkthrough.

Does it handle retainage, draws, lien waivers, or joint checks?

Construction teams handle these in different ways. Tell us your draw, retainage, and lien-waiver process on the walkthrough and we’ll show how to set it up in Zil Money.

Can my team approve payments before they go out?

Yes. Set approvals so payments are reviewed before money is sent.

Can I pay subs and vendors different ways?

Yes, ACH, wire, printed check, or card. Pick what fits each one. Delivery times vary by method and bank processing.

What happens after I sign up?

Create your account and start adding vendors and payments, or book a walkthrough and a specialist will set it up with you.

See how Zil Money fits your construction payments

Start today, or book a walkthrough built around your subs, suppliers, and jobs.

Sign Up Now