Construction Payments

Built for Construction

Every Construction Payment, One Login

Pay your subs, suppliers, and crew, whatever each one takes, and see what every job actually made, all from one login instead of five separate tools.

Pay by ACH, wire, check, or card, all from one login.
Zil Money is a financial technology company and not a bank. Banking services are provided by participating partner banks. FDIC insurance coverage is available only on eligible deposits and subject to applicable limits and requirements.
Payments this weekJob 142 · Oakline
RC
Ramirez ConcreteSubcontractor · ACH
$8,400Scheduled
BS
BuildSource SupplyMaterials · Card
$6,250Paid
JM
J. Mills ElectricSubcontractor · Check
$4,930Due Fri
CT
Crew TimesheetPayroll · ACH
$3,600Scheduled
4 payments · this job$23,180

If this sounds like your week, fix it

Construction payments pile up across jobs, accounts, and tools. Here is where it usually hurts.

👀You can’t tell if a job made money until it’s too late to bill for it
Subcontractors wait on payments while approvals sit
🧾Material supplier bills scattered across accounts
📱Crew pay timing that doesn’t line up with jobs
🔒A different login for every way you pay

One dashboard for every construction payment

Subs, suppliers, material bills, and crew pay in one place, so you stop jumping between checks, bank logins, and spreadsheets.

💰

Pay any way

ACH, wire, printed check, or card.

📊

See it by job

Tag every payment to its job and crew.

Set it ahead

Schedule payments before due dates.

Delivery times vary by payment method and bank processing.

1M+
businesses paying smarter
22,000+
banks & institutions connected
4
ways to pay, one login

What your checkbook and bill-pay can’t do

Your bank’s bill-pay can send an ACH or mail a check. It stops there.

Checkbook & bank bill-pay

  • No approval routing
  • No way to tag a payment to a job
  • No per-job virtual cards
  • No batch supplier runs
  • Pays one way only

Zil Money

  • Approvals before money goes out
  • Every payment tagged to its job
  • Per-job virtual cards with limits
  • Batch a full supplier list at once
  • Pay by ACH, wire, check, or card

Prefer a guided walkthrough?

Book a 1:1 demo with a specialist. Your details carry over to the calendar.

Choose a date and time on the next step. Or sign up now and start today.

How payments move with Zil Money

Same flow whether you’re paying one subcontractor or a full supplier list.

1

Add your vendors and crews

Import or enter who you pay.

2

Choose how to pay

ACH, wire, printed check, or card.

3

Track every job

See what went out and what it’s costing.

How a real job gets paid

What this looks like on an actual job, start to finish.

Pay a framing sub their draw the day the work is signed off.
Put the lumber-yard order on a card to manage cash flow.
Send the supplier ACH and the rest of the subs in one batch.
Keep the crew paid on schedule across every job.

Construction payment FAQs

How fast can I start?

Create an account and start adding vendors and payment details right after sign-up. Setup time can vary based on account verification.

What does it cost?

Pricing depends on how you pay. Ask our team for construction pricing on your walkthrough.

Does it work with QuickBooks?

Yes. Payments sync to QuickBooks so your books stay clean. See the QuickBooks integration.

Can I see what each job cost?

Tag each payment to a job so you can see the running total per project and crew.

Does it handle retainage, draws, lien waivers, or joint checks?

Construction teams handle these in different ways. Tell us your process on the walkthrough and we’ll show how to set it up in Zil Money.

Can my whole team see payments?

Yes, give your office and finance team access so everyone sees the same activity.

What payment methods can I use?

ACH, wire, printed check, or card. Delivery times vary by method and bank processing.

Get your construction payments under control

Start today, or book a walkthrough built around your jobs.