Pay Superworks Payroll By Credit Card

  • Cover Superworks Payroll Using Your Credit Card & Avoid Cash Flow Issues!
  • Earn Cashback & Rewards on Every Payroll Payment!
  • Transfer Credit Card Funds to Checking Account & Process Payroll Instantly!

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    Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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    Unlock Working Capital – Pay Anyone by Credit Card.

    1M+

     

    online business
    accounts

    100B+

     

    transaction
    value

    16M+

     

    checks
    processed

    Using Credit Cards to Save Money on Business Expenses

    Cash Back Rewards

    Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

    Offset Fees: Using a credit card with cash back can partially offset the 2.90% process fee, reducing the effective cost.

    Tax Benefits

    Tax-Deductible Fees: The 2.90% process fee can be filed as a tax-deductible business expense, offering some financial relief.

    Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

    Cash Flow Management

    Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

    Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

    Floating Revenue from Bank

    Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

    Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

    Detailed Example: Capital One Spark Card

    1. Process Fee: 2.90%
    2. Cash Back: 2%
    3. Tax Break: 0.06%
    4. Final Fee: 0.35%
    5. Additional Benefit: 30-45 days of cash flow management and float revenue.
    A Man Using A Phone to Make Payments. Pay Superworks Payroll By Credit Card to Avoid Cash Flow Issues.

    Cash Flow Issues? Payroll Doesn’t Have to Wait!

    • Unexpected expenses or slow receivables shouldn’t disrupt payroll.
    • Use Zil Money to pay payroll via credit card and preserve working capital.
    • Ensure employees are paid on time while maintaining financial flexibility.
    A Man Using A Phone to Make Payments. Pay Superworks Payroll By Credit Card to Avoid Cash Flow Issues.
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    Turn Payroll into Profits

    • Earn cashback, travel points, or rewards on every payroll payment.
    A Man Using A Laptop to Make Payments. Pay Superworks Payroll By Credit Card to Avoid Cash Flow Issues.

    Transfer Credit Card Funds Effortlessly!

    • Don’t let limited bank funds slow you down—fund payroll instantly.
    • Transfer money from your credit card to your checking account via ACH, RTP, or wire instantly.
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    Why Zil Money!

    A technology-first approach
    to payments and finance

    Easy to Access

    High Security

    Easy Payment

    A Man Using A Phone to Make Payments. Pay Superworks Payroll By Credit Card to Avoid Cash Flow Issues.

    Payroll Your Way

    • Distribute payroll instantly via virtual cards or eChecks.
    • Print paychecks instantly on blank stock papers or let the platform print and mail your checks.
    • Send salaries securely via ACH, wire, etc.
    A Man Using A Phone to Make Payments. Pay Superworks Payroll By Credit Card to Avoid Cash Flow Issues.
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    Frequently asked questions

    FAQ Section
    Can you use a credit card for payroll?
    Yes, you can use a credit card to fund payroll and ensure that cash flow fluctuations do not affect your operations with Zil Money. The Payroll by Credit Card feature offered by the platform simplifies employee payments for small businesses.
    How to pay your rent with credit cards?
    Zil Money also supports paying rent with credit cards and allows users to earn credit card rewards to reduce expenses. The payee can receive funds as ACH, wire or check mail.
    How can I accept a credit card payment?
    Businesses can now accept credit card payments directly through Zil Money. The payment link can be shared with clients and they can pay online with credit cards.
    eCheck vs Credit Card
    eCheck is a digital form of physical checks and can be used to make employee payments. Credit Cards are a more convenient option for payroll operations as businesses can make use of the float periods. Zil Money allows users to send eChecks and fund payroll by credit card, improving financial operations.

    Every Customer Review
    is a Story of Trust

    "
    During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.