Trusted by Businesses Nationwide
$100B+
Transaction volume
1M+
Active businesses
99.9%
Uptime SLA
67%
Average expense reduction
See Your Earning Potential
Calculate exactly how much you could earn in rewards while improving your cash flow
Why Smart Businesses Choose Credit Card Payments
Transform necessary expenses into strategic financial advantages
Extend Cash Flow
Pay bills today, settle with your card in 30-45 days. Keep working capital available for growth opportunities and unexpected expenses.
Earn on Every Payment
Convert every business expense into credit card rewards. Hit spending thresholds faster and maximize points, miles, or cashback.
Pay Anyone, Anywhere
Vendors receive payment exactly how they prefer—check, ACH, or wire. No changes needed to their processes or systems.
Build Business Credit
Regular usage and timely payments improve your business credit profile, unlocking better financing terms and partnerships.
Extend Cash Flow
Pay bills today, settle with your card in 30-45 days. Keep working capital available for growth opportunities and unexpected expenses.
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Earn on Every Payment
Convert every business expense into credit card rewards. Hit spending thresholds faster and maximize points, miles, or cashback.
....
Pay Anyone, Anywhere
Vendors receive payment exactly how they prefer—check, ACH, or wire. No changes needed to their processes or systems.
....
Build Business Credit
Regular usage and timely payments improve your business credit profile, unlocking better financing terms and partnerships.
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Three simple steps to transform your business payments
Connect Your Card
Securely link any business credit card with bank-level encryption. Setup takes under 2 minutes.
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Enter Payment Details
Upload invoices or enter vendor information. Choose delivery method and timing preferences.
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Earn & Track
Your card is charged, vendor gets paid their way, you earn rewards. Monitor everything in real-time.
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Why Zil Money vs Traditional Methods
See how credit card payments transform your business operations
Payment Method Comparison
Traditional Banking
Immediate cash outflow
No rewards earned
Wire transfer fees
Limited payment options
Manual processes
Zil Money Credit Card Payment
30-45 day payment terms
Earn points/cashback
Transparent 2.9% fee
Pay anyone, any method
Automated workflows
Other Fintechs
Some payment flexibility
Limited rewards options
Complex fee structures
Vendor limitations
Basic integrations
Every Business Type Benefits
From start-ups to enterprises, see how credit card payments drive success
Construction Companies
Pay subcontractors and suppliers while maintaining cash flow for equipment and materials. Earn rewards on large purchases.
Tech Startups
Extend runway by 30+ days, pay contractors globally, and earn rewards on software subscriptions and cloud services.
Healthcare Practices
Pay medical suppliers, equipment vendors, and service providers while improving cash flow for patient care investments.
Retail Businesses
Manage seasonal cash flow, pay inventory suppliers, and earn rewards on marketing and operational expenses.
Professional Services
Pay freelancers, software subscriptions, and office expenses while maximizing rewards on business travel and equipment.
Manufacturing
Manage complex supply chains, pay global suppliers, and maintain cash flow for raw materials and equipment maintenance.
Construction Companies
Pay subcontractors and suppliers while maintaining cash flow for equipment and materials. Earn rewards on large purchases.
.…..
Tech Startups
Extend runway by 30+ days, pay contractors globally, and earn rewards on software subscriptions and cloud services.
..….
Healthcare Practices
Pay medical suppliers, equipment vendors, and service providers while improving cash flow for patient care investments.
...…
Retail Businesses
Manage seasonal cash flow, pay inventory suppliers, and earn rewards on marketing and operational expenses.
…...
Professional Services
Pay freelancers, software subscriptions, and office expenses while maximizing rewards on business travel and equipment.
…...
Manufacturing
Manage complex supply chains, pay global suppliers, and maintain cash flow for raw materials and equipment maintenance.
…...
Beyond Payments—Business Growth
Discover the competitive advantages of strategic payment management
Tax Optimization
Earn business deductions on expenses while maximizing credit card rewards—double the financial benefit for your business.
Emergency Preparedness
Handle unexpected costs instantly without loan approvals or cash transfers when time-sensitive opportunities arise.
Scale Without Limits
Pay large invoices without depleting cash reserves. Use credit capacity to accelerate business growth and expansion.
Financial Protection
Credit card dispute protection and fraud monitoring safeguard your business transactions and vendor relationships.
Tax Optimization
Earn business deductions on expenses while maximizing credit card rewards—double the financial benefit for your business.
.…
Emergency Preparedness
Handle unexpected costs instantly without loan approvals or cash transfers when time-sensitive opportunities arise.
....
Scale Without Limits
Pay large invoices without depleting cash reserves. Use credit capacity to accelerate business growth and expansion.
....
Financial Protection
Credit card dispute protection and fraud monitoring safeguard your business transactions and vendor relationships.
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Works With Your Existing Tools
Connect with 22,000+ platforms and streamline your entire payment workflow
Simple, Straightforward Pricing
No hidden fees, no monthly charges, no surprises
Questions & Answers
Everything you need to know about credit card payments
Bank-Level Security
No Setup Fees
2-Minute Setup
24/7 Support
*ZilMoney is a financial technology company, not a bank. Banking services provided through partnerships with FDIC member banks.