Pay By Credit Card
Pay By Credit Card allows businesses to pay rent, taxes, and payroll easily, even if the recipient doesn’t accept credit cards. Vendors, suppliers, and contractors receive payments through checks, ACH, wire transfers, or virtual cards without incurring merchant fees. You can select the payment method that suits them best and earn card points on every purchase.
Pay Vendors Using Credit Cards, Regardless of Whether They Accept Card Transactions.
Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.
     
     
Pay Your Vendor with Credit Card
No payee fees
Accept Payment by Credit Card
Easy, Affordable, No Card Reader Needed
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Happy Customers
New Customers a Week
Transactions Per Week
Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
- Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
- Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.
Tax Benefits
- Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
- Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
- Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
- Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.95%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
Floating Revenue from Bank
- Float Revenue - Cash incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
- Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Additional Resources
By combining these strategies, the actual cost of using a credit card to handle business expenses can be significantly reduced, while also providing the flexibility to manage cash flow more effectively.
Pay by Credit Card: Payees Receive as Checks, ACH, Wire, and Virtual Cards
Your vendor might have declined credit card payments in the past due to the associated transaction fees, or they might have requested an extra cost to compensate for these charges. The annoyance of credit card fees is no longer a concern. You can use credit cards, the payee doesn’t have to worry about transaction charges, and you can retain all your credit card reward points. Begin your subscription with ZilMoney.com today to start enjoying this advantage immediately.
Features at Your Fingertips
From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.
Check Printing
Drag and drop to instantly create checks & print using any printer.
Pay By Credit Card
Use credit cards even when your vendors don't accept them.
ACH Payment
Make one-time or recurring ACH/RTP payments in one click.
Wire Transfers
Send money electronically from one financial institution to another.
Bill Pay
Pay & schedule bills online, managing supplier payments & reducing risk.
Digital Checks
Digitize your paper checks and make your payments via email or text.
Software Integrations
Integrate Zil Money with your accounting and payroll software.
Cloud Bank
Open an online checking account with Zil.US. Streamline payment management & save.
Payment Link
Create and send a secure URL for customers to make online payments easily.
Use Pay by Credit Card with No Worries About Transaction Costs
With Zil Money, you can use credit cards without worrying about transaction fees or extra charges. Enjoy the convenience of paying with credit cards, keep all your reward points, and avoid any additional costs. Experience hassle-free transactions and maximize your credit card benefits with Zil Money.
$50B+
In total transaction volume
22K+
Connected banks & financial institutions
20K+
Monthly business users
1M+
Total users, and growing
Mail Check Payment from Credit Card and Wallet
Zil Money offers an easy way to receive mail checks from credit card and wallet payments. This feature simplifies transactions, enhancing efficiency and security. By integrating credit cards and wallets, users can manage payments effortlessly, making Zil Money a valuable tool for modern finance.
Why Zil Money!
A technology-first approach to payments and finance
Easy to Access
High Security
Easy Payment
Maintain Cash Flow
Never worry about running out of cash again, with Zil Money covering your payments. Small businesses often face cash flow challenges, but not anymore! Zil Money ensures you can swiftly pay your vendors and suppliers, avoiding any cash crunch with instant fund availability.
FREQUENTLY ASKED QUESTIONS
What to do if my vendor refuses to accept credit cards?
Can I pay by credit card even if my vendors don't accept that?
What to do if my landlord refuses to accept credit cards?
Pay by Credit Card vs No Pay by Credit Card
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Secure and reliable platform. In addition to being easy to use and very intuitive.
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Zil Money is a great company they help us to manage our money. I always have difficult with that, but with Zil I can have the control of my money.
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