Revolving Credit

Access funds anytime
Use your credit line whenever you need it.

Repay at your pace
Pay a portion of your balance and carry forward the rest.

Convenient Repayments
Repay on your own schedule with competitive rates and no restrictions.

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Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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Financial Freedom for Businesses – Zero-Cost Payment, Maximum Control

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

A Man Using A Tablet To Make a Payment Easily. Revolving Credit Offers A Line Of Credit For Your Company

How Revolving Credit Works

The open-ended credit account lets you borrow, repay, and borrow again within your credit limit. Simply select the option, set your limit, and use your funds, with repayments replenishing your credit automatically.

A Man Using A Tablet To Make a Payment Easily. Revolving Credit Offers A Line Of Credit For Your Company
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A Man Using A Tablet To Make a Payment Easily. Revolving Credit Offers A Line Of Credit For Your Company

Carry Over Balance 

If you don’t settle your outstanding balance each month, it simply rolls over, keeping your credit accessible. This means you don’t lose access to your funds as long as the account remains active.

A Man Using A Tablet To Make a Payment Easily. Revolving Credit Offers A Line Of Credit For Your Company

Transparent Pricing

Enjoy transparency with no hidden fees on revolving credit transactions. You only pay interest on the amount you owe, ensuring full control over your financial choices.

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Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

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More Ways to Simplify Your Payments

In addition to revolving credit, enjoy smooth credit card payments, quick transfers, and the virtual card for better financial management.

A Man Using A Tablet To Make a Payment Easily. Revolving Credit Offers A Line Of Credit For Your Company
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Frequently asked questions

FAQ Section
What is revolving credit?
Zil Money revolving credit is an open-ended credit account that can be used and paid until your account is open. Revolving credit does not primarily look into the repayment of the loan, it involves the payment of interest on the credit used.
What is a revolving credit account?
Zil Money revolving credit is an open-ended credit account,and the lender will establish a credit limit. The credit limit determines the most you are permitted to charge to that account. Your available credit will decrease after you make a transaction. Your available credit also increases each time you make payment.
How does revolving credit work?
People can easily meet their needs with Zil Money revolving credit. Your minimum payment may change monthly, depending on your expenses. The open-ended Zil Money revolving credit account can be used and repaid as long as your account is active.
Revolving credit vs Personal loan
Zil Money revolving credit allows you to borrow money as needed, and your balance determines your payments at any time.Your available credit will decrease after you make a transaction. Your available credit also increases each time you make payment. Personal loans are installment loans that allow you to borrow a fixed amount of money and repay it over time with regular payments.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.