Payroll By Credit Card

Funding your payroll with a credit card allows you to pay employees on time. You can claim all the cash back rewards and also write-off payroll funding by credit card fees as a business expense lowering your tax out-go.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

  • Better Cash Flow!
  • Tax Breaks!
  • More Rewards!
  • Happy Employees!
  • Better Cash Flow!
  • Tax Breaks!
  • More Rewards!
  • Happy Employees!

Pay Your Vendor with Credit Card

No payee fees

Accept Payment by Credit Card

Easy, Affordable, No Card Reader Needed

Learn To Fund Payroll By Credit Card See The Interactive Demo

Using Credit Cards to Save Money on Business Expenses

Cash Back Rewards

Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.

Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.

Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.

Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Floating Revenue from Bank

Float Revenue – Cash Incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.

Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Detailed Example: Capital One Spark Card

  • Process Fee: 2.95%
  • Cash Back: 2%
  • Tax Break: 0.06%
  • Final Fee: 0.35%
  • Additional Benefit: 30-45 days of cash flow management and float revenue.
Optimize Payroll Operations Using Credit Cards

Optimize Payroll Operations Using Credit Cards

Payroll by credit card service provided by ZilMoney.com is designed to enhance your payroll management and stabilize your cash flow, especially when you need additional funds. Each credit card transaction via this service allows you to accumulate reward points. In urgent situations, using your credit card can expedite the payment process. Begin leveraging the flexibility of managing your payroll with a credit card today.

$50B+

In total transaction volume

22K+

Connected banks & financial institutions

20K+

Monthly business users

1M+

Total users, and growing

Effortless Integration with Top-Tier Payroll Software

ZilMoney.com provides an innovative solution to alleviate payroll processing difficulties. Upon using the application, your business is instantly linked. You can input your credit card and bank account details via the company setup section. Visit the payroll page and click ‘Process Now’—the operation is as simple as that!

Payroll by credit card feature on ZilMoney.com ensures that your employees get paid on time, even during cash flow shortages. Additionally, this cloud-based platform maintains integrations with industry-leading software such as QuickBooks, Gusto, and Zoho, offering an efficient payroll management system.

Effortless Integration with Top-Tier Payroll Software

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.

Zil.us

Cloud Bank

Open an online checking account with Zil.US. Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Streamline Payroll Management

Streamline Payroll Management

Payroll by credit card functionality within ZilMoney.com guarantees timely disbursement of salaries, overcoming any cash flow constraints. Moreover, this cloud-based payroll services platform sustains integrations with renowned payroll software like QuickBooks Payroll, Gusto Payroll, and Zoho, delivering a proficient payroll system. This unique feature seamlessly accommodates ADP Payroll services, offering businesses extensive tools to streamline their payroll processes.

Trusted By The Leading Brands Around The World

AOK Leadership
Subway
American Red Cross
ST Johns School
Argonne National Laboratory

Revolutionizing Payroll Processing

Payroll by credit card system is a lifesaver during cash flow difficulties, ensuring your business continuity is unaffected. This revolutionary service flawlessly synchronizes with the best payroll software available. An added perk of this system is the accrual of reward points on your credit card. Payroll by credit card offers an effective solution for payroll management and rewards you, optimizing your business costs and enhancing your fiscal flexibility.

This online business payroll service streamlines your process and lets you reap your credit card rewards. As a comprehensive payroll service provider, payroll deductions are simplified, reinforcing the platform as a fully-rounded solution.

Revolutionizing Payroll Processing

FREQUENTLY ASKED QUESTIONS

What is the use of payroll by credit card?

Payroll By Credit Card provides an efficient way to pay employees on time, even with a cash flow problem. ZilMoney.com's Payroll by credit card feature transfers the money directly to the company's bank account or employer. The employer can use the fund to pay the employees' salaries without delay.

What are the benefits of using credit cards for processing payroll?

Using credit cards for processing payroll can offer benefits such as convenience, speed, global accessibility, and rewards for employers. ZilMoney.com's payroll by credit card feature lets employees enjoy faster payroll payments, security, and convenience. The payee will receive the fund as a wire transfer without merchant fees.

Can I pay employees' payroll with a credit card?

Yes. You can pay your employees seamlessly using payroll by credit card feature provided by ZilMoney.com. The employer can send the employee's payroll through wire transfer.

How much are the transaction fees for payroll by credit card?

ZilMoney.com is the most affordable payment platform, charging just 2.95% of the total payroll for credit card transactions. The receiver does not have to pay any transaction fees.

How long will it take to process the payroll through a credit card?

ZilMoney.com lets you pay your employees quickly and efficiently. With the platform, users can user wire transactions, which usually take one day if it is initiated before the cutoff time.

Which types of cards are accepted to pay payroll using a credit card?

ZilMoney.com accepts all types of credit cards, including Amex cards.

Payroll vs Paycheck

"Payroll" involves the entire process of managing employee compensation, including tasks like calculating wages, deducting taxes, and ensuring legal compliance. On the other hand, a "paycheck" is a document given to an employee that breaks down their earnings and deductions for a specific pay period. With ZilMoney.com, users can pay their employees' salaries on time, even with cash flow issues.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year

PRECIOUS REVIEWS FROM

OUR CUSTOMERS

 

Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.

Ana

 

Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.

Jennifer

 

The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.

Stephanie

 

I love that I am able to process payments and do ACH transfers very easily.

Ardinay

 

Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +