Fast
Delivery
24/7/365
Available
0 Fees
on Eligible Wallet Payments*
Instant
Confirmation
*Zero transaction fees on eligible payments only when using Zil Money Wallet. RTP availability subject to recipient bank participation in RTP ® network and is subject to verification, limits and processing restrictions. Testimonials are individual customer experiences. Terms apply. Visit zilmoney.com terms and conditions.
Stop waiting. Start requesting.
The Traditional Challenge:
Send invoice
Wait for customer to remember
Wait for them to process
Wait for payment to arrive
Unnecessary waiting
The Request Payment Solution:
Send request
Customer clicks link
Completes payment
Funds arrive in wallet
Earn 2% cash back on qualifying balance*
Done
Get Paid Faster
Payment requests get fulfilled faster than traditional invoices. Customers can complete payment immediately from the link—no logging in, no account setup, no friction.
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Earn 2% Cash Back on Balance*
Requested payments arrive in your Zil Money Wallet. Keep funds there and earn 2% cash back on qualifying transactions.* Turn every payment received into rewards earned.
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Know When Paid
Immediate notification when customer completes payment. No wondering if check is in the mail or if payment was sent. Complete visibility.
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Three steps to getting paid.
Create Request
Enter customer email or phone, payment amount, and optional message. Choose which payment methods to accept (ACH, cards, or both).
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Customer Receives Request
Customer gets secure payment link via email or text. They see amount, your business details, and payment options. No account signup required.
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Get Paid & Earn Cash Back*
Customer completes payment with their preferred method. Funds arrive in your Zil Money Wallet. Keep balance there to earn 2% cash back on qualifying transactions.* Notification sent when payment completes
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Requested payments that earn you 2% back.*
Most Payment Methods
Request payment
Receive funds
Done
Earn 0% cash back
Zil Money Wallet
Request payment
Receive funds to wallet
Keep balance there
Earn 2% cash back
on qualifying transactions*
Use for payments at zero cost
on eligible transactions* or transfer to bank
When customers pay your requests and funds arrive in your Zil Money Wallet, you have a choice:
Option 1
Transfer immediately to bank account
(earn 0%)
Option 2
Keep operating balance in wallet, earn 2% cash back on qualifying transactions,* use for outgoing payments at zero cost on eligible transactions*
(earn 2% cash back)
Most businesses choose Option 2—same money, better outcome.
Keep average wallet balance
from requested payments
← •••• →
Earn 2% cash back
on qualifying balance*
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Save on outgoing payment fees
on eligible transactions*
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Double benefit
from every requested payment
← •••• →
Everything you need to get paid.
Multiple Payment Methods
Let customers choose ACH bank transfer or credit/debit card. More options = faster payment completion.
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No Customer Account Required
Customer clicks link, enters payment details, pays. No signup, no login, no friction.
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Professional Branding
Payment request page includes your business name and details. Professional presentation builds trust.
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Automatic Reminders
System can remind customers of unpaid requests. Less follow-up work for you.
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Real-Time Tracking
See when request was viewed, when payment was made, current status. Complete visibility.
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Mobile-Optimized
Works perfectly on any device. Customers can pay from phone, tablet, or computer.
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Ideal for fast payment collection.
Freelancers & Consultants
Get paid for projects without waiting for clients to process invoices. Request payment, receive funds, continue working.
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Service Businesses
Request deposits, collect final payments, or get paid for completed work. Customer pays quickly, you get notified.
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Small Business Owners
Collect payments for products, services, or invoices. Faster than traditional invoicing, simpler than complex payment setups.
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B2B Payments
Request payment from business clients who can pay via ACH. Professional, efficient, and funds arrive in wallet earning 2% cash back.*
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When to request, when to invoice.
Use Payment Requests For:
Quick payment collection
Deposits or down payments
Final project payments
One-time charges
Situations requiring faster payment
Smaller amounts
Use Traditional Invoices For:
Formal documentation requirements
Complex line items or detailed breakdowns
Net-30 or other payment terms
Purchase order matching
Large enterprise customer requirements
Many Businesses Use Both:
Invoices for formal billing, payment requests for fast collection. Choose the right tool for each situation.
Send your first payment request.
What You Need:
- Customer email and phone number
- Payment amount
- Preferred payment methods (ACH, cards, or both)
What Happens:
- Create request in your account
- Customer receives link
- Customer pays with chosen method
- Funds arrive in your Zil Money Wallet
- Keep balance to earn 2% cash back on qualifying transactions*
Create request
Customer pays
Funds arrive
Earn cash back*
Done
Common questions.
Payment requests typically get fulfilled faster than traditional invoices because customers can complete payment immediately from the link. Actual timing depends on when customer chooses to pay.
You choose which methods to accept—ACH bank transfers, credit/debit cards, or both. Giving customers options helps ensure faster payment.
No. Customer clicks the link, enters payment details, and pays. No account signup or login required.
When requested payments arrive in your Zil Money Wallet and you keep funds there, you earn 2% cash back on qualifying transactions subject to program terms and eligibility requirements.*
ACH payments to your wallet: Zero cost to receive.* Credit/debit card payments: Standard card processing fees apply. You choose which methods to accept.
Yes. Send unlimited payment requests to any customer. Each request has unique link and tracking.
System can send automatic reminders. You can also see if request was viewed but not completed. Manual follow-up remains your option.
Notification via email and in-app when payment completes. Dashboard shows all request statuses in real-time.
Complete transparency
Complete transparency
Full control every time