💳 Smart Payment Requests

Request payment. Get paid fast.

Send payment requests, and customers can pay right away by their preferred method. Funds arrive directly in your Zil Money Wallet.

Stop waiting for customers to pay invoices. Send a payment request they can complete immediately from any device. Funds arrive directly in your Zil Money Wallet, ready for you to use.

Fast Payment Collection

Funds Land Directly in Your Wallet

No Customer Account Needed

Real-Time Notifications

*Payment clearing times vary by method. Terms apply. Visit zilmoney.com Terms and conditions.

Fast

Delivery

24/7/365

Available

Methods

ACH, Card & More 

Instant

Confirmation

*RTP availability subject to recipient bank participation in RTP ® network and is subject to verification, limits and processing restrictions. Testimonials are individual customer experiences. Terms apply. Visit zilmoney.com terms and conditions.

Stop waiting. Start requesting.

The Traditional Challenge:

Send invoice

Wait for customer to remember

Wait for them to process

Wait for payment to arrive

Unnecessary waiting

The Request Payment Solution:

Send request

Customer clicks link

Completes payment

Funds arrive in wallet

Funds land in your wallet

Done

A blue credit card with a wave design, showing how you can turn your card payment into perks and rewards.

Get Paid Faster

Payment requests get fulfilled faster than traditional invoices. Customers can complete payment immediately from the link no logging in, no account setup, no friction.

← ••• →

A blue credit card with a wave design, showing how you can turn your card payment into perks and rewards.

Manage Your Balance

Requested payments arrive in your Zil Money Wallet, ready for you to use, transfer, or hold as needed.

• →

A blue credit card with a wave design, showing how you can turn your card payment into perks and rewards.

Know When Paid

Immediate notification when customer completes payment. No wondering if check is in the mail or if payment was sent. Complete visibility.

← ••• →

Three steps to getting paid.

Create Request

Enter customer email or phone, payment amount, and optional message. Choose which payment methods to accept (ACH, cards, or both).

← ••• →

Customer Receives Request

Customer gets secure payment link via email or text. They see amount, your business details, and payment options. No account signup required.

← •• →

Get Paid & Manage Funds

Customer completes payment with their preferred method. Funds arrive in your Zil Money Wallet. Notification sent when payment completes

← ••• →

Requested payments

Most Payment Methods

Request payment

Receive funds

Done

Ready to use

Zil Money Wallet

 

Request payment

Receive funds to wallet

Keep balance there

Keep it in your wallet

for future payments

Use it for outgoing payments

or transfer to your bank anytime

When customers pay your requests and funds arrive in your Zil Money Wallet, you have a choice:

Option 1

Transfer immediately to bank account

(1-3 business days)

Option 2

Keep operating balance in your wallet, ready to use for outgoing payments anytime

(instant access)

Most businesses choose Option 2 same money, more flexibility.

Keep average wallet balance

from requested payments

← •••• →

Keep funds ready

for outgoing payments

← ••• →

Consolidate outgoing payments

from one wallet balance

← ••

Full flexibility

from every requested payment

← •••• →

Everything you need to get paid.

Multiple Payment Methods

Let customers choose ACH bank transfer or credit/debit card. More options = faster payment completion.

← ••• →

No Customer Account Required

Customer clicks link, enters payment details, pays. No signup, no login, no friction.

← •• →

Professional Branding

Payment request page includes your business name and details. Professional presentation builds trust.

← ••• →

Automatic Reminders

System can remind customers of unpaid requests. Less follow-up work for you.

← ••• →

Real-Time Tracking

See when request was viewed, when payment was made, current status. Complete visibility.

← •• →

Mobile-Optimized

Works perfectly on any device. Customers can pay from phone, tablet, or computer.

← ••• →

Ideal for fast payment collection.

Freelancers & Consultants

Get paid for projects without waiting for clients to process invoices. Request payment, receive funds, continue working.

← •••• →

Service Businesses

Request deposits, collect final payments, or get paid for completed work. Customer pays quickly, you get notified.

← ••• →

Small Business Owners

Collect payments for products, services, or invoices. Faster than traditional invoicing, simpler than complex payment setups.

← ••

B2B Payments

Request payment from business clients who can pay via ACH. Professional, efficient, and funds arrive directly in your wallet.

← •••• →

When to request, when to invoice.

Use Payment Requests For:

=

Quick payment collection

=

Deposits or down payments

=

Final project payments

=

One-time charges

=

Situations requiring faster payment

=

Smaller amounts

Use Traditional Invoices For:

=

Formal documentation requirements

=

Complex line items or detailed breakdowns

=

Net-30 or other payment terms

=

Purchase order matching

=

Large enterprise customer requirements

Many Businesses Use Both:

Invoices for formal billing, payment requests for fast collection. Choose the right tool for each situation.

Send your first payment request.

What You Need:

  • Customer email and phone number
  • Payment amount
  • Preferred payment methods (ACH, cards, or both)

    What Happens:

    • Create request in your account
    • Customer receives link
    • Customer pays with chosen method
    • Funds arrive in your Zil Money Wallet
    • Use your balance for future outgoing payments

    Create request

    Customer pays

    Funds arrive

    Funds in Wallet

    Done

    Common questions.

    How fast do customers pay? +

    Payment requests typically get fulfilled faster than traditional invoices because customers can complete payment immediately from the link. Actual timing depends on when customer chooses to pay.

    What payment methods can customers use? +

    You choose which methods to accept—ACH bank transfers, credit/debit cards, or both. Giving customers options helps ensure faster payment.

    Does customer need an account? +

    No. Customer clicks the link, enters payment details, and pays. No account signup or login required.

    What are the payment processing costs? +

    ACH payments to your wallet: Fees apply based on your plan. Credit/debit card payments: Standard card processing fees apply. You choose which methods to accept.

    Can I send multiple requests to one customer? +

    Yes. Send unlimited payment requests to any customer. Each request has unique link and tracking.

    What if customer doesn't pay? +

    System can send automatic reminders. You can also see if request was viewed but not completed. Manual follow-up remains your option.

    How do I know when I'm paid? +

    Notification via email and in-app when payment completes. Dashboard shows all request statuses in real-time.

    Start getting paid faster today.

    The Complete Advantage:

    Send payment requests instantly

    Customers can pay immediately from any device

    Funds arrive in your Zil Money Wallet

    Use your balance for future outgoing payments

    Notification when paid

    Double Benefit:

    Get paid faster and keep funds ready for your next payment

    Complete transparency

    Complete transparency

    Full control every time

    Trusted by 1M+ businesses