How To Write A Check

How To Write a Check Economically
Use Zil Money to print checks on blank check stock or plain white paper with any printer, saving costs.

Error-Free & Customizable
Edit checks digitally to avoid mistakes and ensure accuracy before printing.

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Access attractive templates to create professional-looking checks effortlessly.

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How To Fill out a Check?

Step 1: Date Field

Write the date on the upper-hand corner of the check. It will help you and your recipient to keep an accurate record of it.

A Check with an Arrow Pointing to the Date Field, Providing Guidance on How to Write a Check?
A Check with an Arrow Pointing to the Pay to Line, Providing Guidance on How to Write a Check?

Step 2: Pay To Line

Fill outline that says “Pay to the order of,” and write the name of the person or organization you are paying. In this case, if you don’t know the exact name of the person or organization, you can also write “cash.” However, this can be risky if the check is lost or stolen. Anyone can cash or deposit a check made out to “cash.”

Step 3: Amount Box

Write the amount numerically in the small box on the right-hand side. Start as far over to the left as possible to keep someone from sneaking a number upfront. For instance, If your payment is for $100.15, then the ‘1’ should be right up against the left-hand border of the dollar box to prevent fraud.

A Check with an Arrow Pointing to the Amount Box, Offering Guidance on How to Write a Check
A Check with an Arrow Pointing to the Amount Line, Offering Guidance on How to Write a Check.

Step 4: Amount Line

Spell up the numbers and write the cents as a fraction. Write out the amounts using words to avoid fraud and confusion. The amount you write in words will legally be the number of your checks. Also, use all capital letters, which are harder to alter. Finally, draw a line after the amount to fill up the rest of the space to keep someone adding text.

For example, to spell up $100.15 as ‘ONE HUNDRED AND 15/100.’

Step 5: Memo Line

Fill out the line that says “Memo” with a note. This step is optional and will not affect how businesses process your checks. A memo line is a good place to add a reminder about why you wrote a check. Also, it can be good to know in the future or for your tax records, like giving to a charity.

A Check with an Arrow Pointing to the Memo Line, Offering Guidance on How to Write a Check?
A Check with an Arrow Pointing to the Signature Line, Offering Guidance on How to Write a Check

Step 6: Signature

This step is essential, and the check will not be valid without a signature. Sign the check legibly on the line in the bottom right corner. Significantly, use the same name and signature that you have on the file at your bank.

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Create Professional Checks in Minutes

Use Zil Money’s drag-and-drop design tool to customize checks effortlessly. Add your business logo, fonts, and background images, then enter banking details like account and routing numbers for a professional look.

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Import Checks & Skip Manual Data Entry

 

Import checks from your accounting software to eliminate manual data entry and reduce errors. Seamlessly integrate your accounting software with Zil Money for fast and accurate check processing.

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Why Zil Money!

A technology-first approach
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Easy Payment

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Fast & Convenient eCheck Payments

 

Zil Money makes sending eChecks by email easy and convenient. Payees receive them in a one-time printable PDF format, which can be printed and used like a regular check.

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Frequently asked questions

FAQ Section
How to create a check online?
Create a check online by completing the date, payee, or business name, the amount written in, and the numerical amount filled in and sign at the bottom right-hand corner of the check. A memo field is optional for your records. With Zil Money, you can effortlessly write a check online.
Can you create a check online?
Yes, you can write a check online using Zil Money. Write a check online by completing the date, payee, or business name, amount written in, and the numerical amount filled in and sign at the bottom right-hand corner of the check.
How to write a void check?
It is a simple process: using a blue or black pen, you can write “VOID” once in front of the check in large letters. You can also write ‘void’ in small letters in all relevant fields like the amount box, dateline, payee line, and signature space. If you are using Zil Money, creating a void check is a simple process - just with a click, and any check can be marked void before printing or emailing.
Check vs Cheque
Cheques are used in the UK standard English, while checks are used in the US English spelling. Both carry the same meaning. You can create, print, and track blank or filled checks on Zil Money software.

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