Electronic Fund Transfer

Electronic Fund Transfer Made Easy –
Zil Money offers quick EFT options for smooth transactions.

Flexible Payment Methods –
Pay bills or send money easily with various EFT methods like eChecks and ACH.

Secure and Simple –
Enjoy secure, efficient digital payments with Zil Money.

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Zil Money is a fintech, not a bank. FDIC coverage is provided through our partner banks Texas National Bank and Lincoln Savings Bank.

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Accelerate Cash Flow with Smarter Payment Solutions.

1M+

 

online business
accounts

100B+

 

transaction
value

16M+

 

checks
processed

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Effortless eCheck Payments

Users can customize and send eChecks hassle-free using Zil Money from home or the office. Send eChecks for digital payments via email in a one-time printable PDF format.

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Secure ACH Payments for Your Business

The cloud-based platform offers one-time, recurring, and same-day ACH payments to suit your business needs. Enjoy fast, flexible, and secure ACH transactions for seamless financial management.

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Secure Transactions

Users can easily manage all transactions in one place with quick bank account reconciliation. Zil Money’s integration with over 22,000 banks in the US and Canada helps prevent fraud and ensures accuracy.

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Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

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Manage EFT on Any Device

Users can easily manage EFT transactions on both mobile and desktop platforms with Zil Money. Whether at home or on the go, access and control your finances anytime.

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Frequently asked questions

FAQ Section
What is electronic fund transfer?
Electronic fund transfer (EFT) is a system that enables the transfer of money between bank accounts through electronic means, eliminating the need for the physical exchange of cash. This process includes various forms of electronic payments, such as direct deposits, wire transfers, and online bill payments. Zil Money offers EFTs at an affordable rate.
How long does an electronic fund transfer take?
The time it takes for an electronic fund transfer (EFT) to complete can vary, typically from a few seconds to a few days. While some EFTs, such as wire transfers, can be nearly instantaneous, others, like ACH transfers, may take 1-3 business days to process. Zil Money offers secure and fast EFTs at affordable rates.
How does electronic fund transfer work?
Electronic fund transfer (EFT) works by digitally moving money from one bank account to another through a secure network. This process involves the sender authorizing the transfer, the bank verifying the request, and the recipient's bank receiving the funds, all facilitated by electronic communication systems. With Zil Money, businesses can make secure and fast EFTs at affordable rates.
Are Electronic Funds Transfers safe?
Electronic Fund Transfers are a quick and convenient way to send and receive payments. They are also incredibly safe, as payment information is delivered through secure communication channels and encrypted using 128-bit SSL. This means that your payments are protected from interception and fraud. Use Zil Money to send EFTs safely.
International Wire Transfers and Domestic Wire Transfers
An international wire transfer involves sending money between banks in different countries. It often requires additional information and takes longer to process due to international regulations and currency conversions. On the other hand, a domestic wire transfer occurs within the same country and is usually faster and simpler, typically completed within the same day. Zil Money offers both international and domestic wire transfers at affordable costs.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.