Credit Cards For Benefits

Credit Cards For Benefits, discover the perfect synergy of convenience and rewards with the cloud-based platform. Simplify your payments by seamlessly using your credit card, eliminating the need for carrying cash. But that’s not all – with each transaction you make, unlock a world of rewards. From cashback to travel perks and exclusive discounts, the platform’s credit cards for benefits program ensures that every purchase comes with added advantages. Experience the ease of payment and the thrill of earning rewards simultaneously. 

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Pay Your Vendor with Credit Card

No payee fees

Accept Payment by Credit Card

Easy, Affordable, No Card Reader Needed

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Using Credit Cards to Save Money on Business Expenses

 

Cash Back Rewards

  • Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
  • Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.

Tax Benefits

  • Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
  • Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.

Cash Flow Management

  • Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
  • Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.

Detailed Example: Capital One Spark Card

  • Process Fee: 2.95%
  • Cash Back: 2%
  • Tax Break: 0.06%
  • Final Fee: 0.35%
  • Additional Benefit: 30-45 days of cash flow management and float revenue.

Floating Revenue from Bank

  • Float Revenue - Cash incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
  • Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.

Additional Resources

By combining these strategies, the actual cost of using a credit card to handle business expenses can be significantly reduced, while also providing the flexibility to manage cash flow more effectively.

Earn as You Spend

Earn as You Spend

Who said spending money can’t be beneficial? With credit cards, every dollar spent transforms into a rewarding journey. Each transaction on the platform earns you points you can redeem for an extensive range of rewards – from travel miles and hotel stays to shopping vouchers and cashback. The system is designed to ensure that the more you spend, the more you earn, flipping the conventional narrative of spending on its head.

Seamless Payments, Seamless Rewards

ZilMoney.com takes pride in facilitating a seamless payment experience, ensuring you can use your credit card anytime, anywhere, and on any device. With easy-to-use features and state-of-the-art security systems, making payments with your credit card is as simple as possible. Moreover, every seamless payment you make puts you on the fast track to earning more rewards and enjoying more benefits.

Seamless Payments, Seamless Rewards

$50B+

In total transaction volume

22K+

Connected banks & financial institutions

20K+

Monthly business users

1M+

Total users, and growing

The Gift that Keeps on Giving

The Gift that Keeps on Giving

What sets ZilMoney.com apart is its commitment to offering you continuous value. Every transaction is an opportunity to gain more, and the platform ensures you seize every one. With benefits beyond just points and rewards, the software aims to give you more than just a credit card service. The comprehensive program covers diverse categories of benefits, including exclusive discounts, priority services, and tailored experiences.

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Security and Confidence with Zil Money

Using credit cards comes with an added layer of protection against fraudulent activities. ZilMoney.com’s robust security protocols provide a safe environment for your transactions, offering an extra layer of security on top of your credit card provider’s protections. So, whether you’re shopping or making payments, you can do so with confidence, knowing that your transactions are secure while racking up those valuable rewards.

Security and Confidence with ZilMoney.com

FREQUENTLY ASKED QUESTIONS

Frequently Asked Questions(FAQ)

How to pay someone with a credit card?

You can pay anyone with a credit card through ZilMoney.com. The platform allows you to make credit card payments by eliminating the payee charges. You can choose how the payee receives the payment: ACH, Wire transfer, or Check.

How to use credit card to transfer money?

Switch to ZilMoney.com and choose the pay by credit card feature to easily make payments. The platform allows using credit cards to send money, even to those who do not accept them. You can choose how the payee will receive it.

Where credit can be used?

By signing up with ZilMoney.com, you can use your credit card to make payments anywhere, even if it is not accepted. Pay your bills, taxes, rent, and mortgage with the Pay by Credit Card feature.

Bank Transfer vs Credit Card

Bank transfers are made by directly transferring funds from one bank account to another, a slower and less convenient process. On the other hand, credit card payments are a more secure, convenient, and faster payment mode that also helps you gain rewards. Join ZilMoney.com to make seamless credit card payments.
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