Personal Finance Software

Personal Finance Software from Zil Money gives you an innovative way to manage all your banks, credit cards, and other financial institutions in a single, easy-to-use platform. Automatically categorize and rename transactions for a simpler financial experience, ensuring easier cash flow management and visibility. Managing your financial needs in one place is easy and efficient with Zil Money.

In addition, pay and receive checks, eChecks, ACH, wire transfers, payment links, and more with low transaction fees. And send checks by mail with a $1.25 check mailing service through USPS/FedEx.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Happy Customers

New Customers a Week

Transactions Per Week

Why Zil Money?

Zil Money defines itself as a complete financial platform, providing tools for budgeting, debt management, savings goals, and investment advice. It facilitates expense management with functions such as Excel exports. The application streamlines finance management by allowing users to easily manage personal and business accounts, track expenses, set budgets, and view/pay invoices. Zil Money is an all-in-one solution for individuals and small businesses looking for effective and comprehensive financial management.

Why Zil Money?

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Cross-Platform Support

Cross Platform Support

Use the application on your desired platforms. Install the application on your mobile devices and enjoy the features from anywhere. A user-friendly all-in-one platform to manage your financial aspects from your smart devices.

All In One Mobile App

The all-in-one mobile app from Zil Money provides a variety of payment choices. Payments can be received via ACH, wire transfer, or checks, ensuring secure and quick transactions. Payment links, eChecks, postal checks, payroll checks, accounts payable, and accounts receivable are all handled effortlessly by the app, giving a comprehensive solution for all your financial needs on the move.

Why Zil Money?


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Cross-Platform Support

Keep Your Cashflow

With Zil Money, you can easily monitor your cash flow, obtain valuable insights, and find savings opportunities. Track your spending in real-time and learn how to optimize and improve your money management.


Frequently Asked Questions(FAQ)

What is personal finance software?

Personal finance software allows you to handle various aspects, including budget planning, debt monitoring, savings objectives, and investment advice. It also offers Excel exporting for seamless expense management. With Zil Money, you can create a detailed plan to manage and track your finances all in one platform.

How to manage personal finances?

You can use Zil Money personal finance software to master budgeting and cost tracking with the aid of some personal finance tools.

What personal finance software is the best?

Zil Money is one of the best personal finance software that helps you to master the basics of money management. It is an efficient way to track expenses and plan accordingly at the best cost.

Personal Finance vs Business Finance

Managing a company's assets, liabilities, revenues, and debts is part of business finance. Personal finance is the term used to describe all financial choices and actions made by a person or household. Zil Money has everything under one roof!
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +