Personal Budgeting

Personal Budgeting can help you track how much money you spend. Zil Money lets you track where every dollar goes by providing a central report showing all your expenses. This includes checks, deposit slips, and cash transactions. The statement will also show all your income and expenses. You can use this information to make better decisions about your finances.

In addition, pay and receive checks, eChecks, and ACH at a minimum cost. And send checks by mail through the $1.2 check mailing service through USPS/FedEx.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Happy Customers

New Customers a Week

Transactions Per Week

All-In-One Platform

Zil Money software consists of several features that make your banking easier. You do not need to wait for pre-printed checks or deposit slip anymore. You can print checks and deposit slips instantly online on-demand on blank check stock papers using Zil Money. Never run out of checks again; get some blank stock papers or regular paper from the nearest office supply store or order online and print checks independently using your regular printer.

Also, manage account payables and receivables through eChecks, ACH/Direct Deposits, wire transfers, RTP, and checks by mail. Also, pay bills, receive invoices, check drafts, and request paid forms, one-time or recurring, on this platform.

All-In-One Platform

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Integration with Banks

Integration with Banks

Zil Money integration with 22000+ banks and financial institutions allows you to connect multiple banks in your account. So, you can print checks from various banks and record transactions using bank reconciliation solutions. This will also prevent unauthorized and fraudulent checks from hitting your account. Thus, personal budgeting software helps you analyze your expenses by linking all bank accounts in one place.

Cash Flow Management

Zil Money lets you manage and analyze cash flow in real time, providing financial insights into your business. Automatic bank reconciliation keeps financial data accurate. The platform provides numerous reporting choices to help you make smarter financial decisions. It also lets you use credit cards to pay vendors, workers, and taxes.

Cash Flow Management


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Why Zil Money?

Why Zil Money?

The platform helps in financial management for several reasons. Zil Money’s online bill payment features make it easy to arrange and manage expenses. The platform streamlines money management by automating bill payments and developing a budget. Zil Money allows consumers to pay any company with credit cards effortlessly. This includes rent, taxes, and payroll, no matter whether recipients take credit cards.


Frequently Asked Questions(FAQ)

What is personal Budgeting?

Personal Budgeting will help you keep an eye on the money coming in and out of your household. There are many guides that can walk you through this process for beginners, so take some time today to get started with Zil Money!

How to prepare a personal budget?

After the calculation of monthly income, set your financial priorities. With the help of Zil Money, you can design your budget most efficiently. You can design your budget with zero transaction fees with Zil Money.

What is the best personal budgeting software?

Zil Money lets you design the best personal budget with zero transaction fees. You can spend every dollar and provide a central report, simplifying your budgeting process.

Personal Budgeting and Financial Management

Personal Budgeting deals with your personal finance, while the corporate world widely utilizes financial management. Personal Budgets are used to plan your spending. At the same time, financial management can help with internal or external investing for businesses that need more guidance than what’s offered by following some advice from an app on their phone! With Zil Money, you can have effective control over your personal finances.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.



Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.



The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.



I love that I am able to process payments and do ACH transfers very easily.



Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +