Chax Alternative

Chax Alternative, Zil Money, allows you to instantly print business or personal checks online using any office printer. Unlike ordering from Chax, which can take a week for checks to arrive, Zil Money lets you print on demand on blank stock paper. This method can save up to 80% of costs compared to ordering checks from third-party suppliers. Also, Zil Money lets you send and receive payments through printable checks, eChecks, Check drafts, or checks to mail through USPS/FedEx.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

We are not associated with Chax. All mentions are for informational purposes only.


Happy Customers

New Customers a Week

Transactions Per Week


Zil Money works with more than 22,000 banks in the U.S. and Canada and integrates smoothly with accounting and payroll software, making it easy to import bills and invoices. The software also allows you to print checks and send them electronically and simplifies the process of receiving payments on your phone.

Integration with Banks

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Print Checks for a Low Cost

Print Checks for a Low Cost

Zil Money cuts check printing costs by 80% and saves time by letting you instantly print professional checks at home or in the office using blank stock paper and a printer instead of waiting 3 to 5 days for pre-printed checks to be delivered.

Instant Checks Design

Check design involves creating a check’s visual and structural elements, like its appearance, security features, and necessary information. Zil Money lets you personalize personal and business checks with your company logo, brand name, preferred colors, and fonts. You can print designer checks on high-quality blank paper from anywhere, anytime, at affordable costs. Zil Money’s check templates make it easy to design and customize checks quickly, adding a personalized and professional touch. With options like business, personal, payroll, and premium check templates, Zil Money caters to diverse preferences, ensuring each check reflects its creator’s unique identity.
Blank Check Stock Papers for Printing


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Instant Checks Design

All-In-One Mobile App

You can transfer funds using your iPhone, iPad, or Android phone by downloading the app from the iOS App Store or Google Play Store. The app includes all the web version features, providing a seamless mobile experience so you can manage your business on the go.


Frequently Asked Questions(FAQ)

Is it legal to print a check?

Yes, it's completely legal to print checks from your printer. With Zil Money, you can freely design and customize your checks using any printer, anytime at your office.

Can I print my own check?

Yes, you can easily print free checks with Zil Money, which allows you to customize and print checks conveniently from home or office. Also, send checks through mail or email.

What is the best check printing software?

Zil Money is a top check printing software that lets businesses make online payments by customizing and printing checks on blank stock paper using any printer from home or office.

Checks or Cheques

"Checks" and "cheques" are different spellings of the same financial instrument used for payments or transferring funds. "Checks" is used in American English, while "cheques" is used in British English and other Commonwealth countries.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +