Happy Customers
New Customers a Week
Transactions Per Week
Using Credit Cards to Save Money on Business Expenses
Cash Back Rewards
- Earn Cash Back: Credit cards like the Capital One Spark Card offer 2% unlimited cash back, while the American Express Plum Card offers 1.5% unlimited cash back.
- Offset Fees: Using a credit card with cash back can partially offset the 2.95% process fee, reducing the effective cost.
Tax Benefits
- Tax-Deductible Fees: The 2.95% process fee can be filed as a tax-deductible business expense, offering some financial relief.
- Additional Tax Breaks: Depending on the jurisdiction and tax codes, you may be eligible for additional tax breaks for using credit cards for business expenses.
Cash Flow Management
- Cash Float Period: Credit cards often provide a 30 to 45-day payment window, allowing businesses to manage their cash flow better.
- Utilize Funds: During this period, the funds can be invested in short-term opportunities or other revenue-generating activities.
Detailed Example: Capital One Spark Card
- Process Fee: 2.95%
- Cash Back: 2%
- Tax Break: 0.06%
- Final Fee: 0.35%
- Additional Benefit: 30-45 days of cash flow management and float revenue.
Floating Revenue from Bank
- Float Revenue - Cash incentive Earnings: The funds in your bank account for 30 to 45 days could earn Cash incentive or be invested in short-term revenue-generating activities.
- Capital Utilization: The cash float period allows you to strategically utilize your capital for other pressing needs or investment opportunities.
Additional Resources
By combining these strategies, the actual cost of using a credit card to handle business expenses can be significantly reduced, while also providing the flexibility to manage cash flow more effectively.
Credit Card Payroll
Zil Money payroll by credit card QuickBooks helps you streamline your cash flow when you are short or need more to manage payroll efficiently. You can gain reward points when you carry out a credit card transaction. Also, during critical times you can use your credit card for faster payment processing. So, start managing your payroll processing flexibly with a credit card.
Features at Your Fingertips
From accounts payable and receivable functionalities to comprehensive online banking and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.
Check Printing
Drag and drop to instantly create checks & print using any printer.
Pay By Credit Card
Use credit cards even when your vendors don't accept them.
ACH Payment
Make one-time or recurring ACH/RTP payments in one click.
Wire Transfers
Send money electronically from one financial institution to another.
Bill Pay
Pay & schedule bills online, managing supplier payments & reducing risk.
Digital Checks
Digitize your paper checks and make your payments via email or text.
Software Integrations
Integrate Zil Money with your accounting and payroll software.
Cloud Bank
Open an online banking account with Zil.us. Streamline payment management & save.
Payment Link
Create and send a secure URL for customers to make online payments easily.
Bank and Accounting Software Integration
Zil Money payroll by credit card QuickBooks integration allows you to manage your payroll processing effortlessly. You can print checks from various banks and record transactions with bank reconciliation solutions. Also, this will prevent unauthorized and fraudulent checks from hitting your account.
Features at Your Fingertips
From accounts payable and receivable functionalities to comprehensive online banking and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.
Check Printing
Drag and drop to instantly create checks & print using any printer.
Pay By Credit Card
Use credit cards even when your vendors don't accept them.
ACH Payment
Make one-time or recurring ACH/RTP payments in one click.
Wire Transfers
Send money electronically from one financial institution to another.
Bill Pay
Pay & schedule bills online, managing supplier payments & reducing risk.
Digital Checks
Digitize your paper checks and make your payments via email or text.
Software Integrations
Integrate Zil Money with your accounting and payroll software.
Cloud Bank
Open an online banking account with Zil.us. Streamline payment management & save.
Payment Link
Create and send a secure URL for customers to make online payments easily.
Highly Protected Platform
Your financial information is secure on Zil Money’s fully protected platform. The platform’s cutting-edge encryption technology and security processes against fraud, unauthorized access, and other online risks. Additionally, in order to maintain the greatest security requirements, our system is periodically reviewed and monitored. You may rest easy knowing that your financial information is secure with Zil Money.
$50B+
In total transaction volume
22K+
Connected banks & financial institutions
20K+
Monthly business users
1M+
Total users, and growing
Why Zil Money?
Zil Money is a one-stop solution for business banking and financial management. Zil Money lets you send and receive electronic checks, pay bills and invoices, design checks, and manage numerous bank accounts. Our platform is safe, simple, and cost-effective. Customer service is our top priority. Zil Money gives the tools and information you need to manage your finances easily and effectively. Zil Money simplifies finances.
FREQUENTLY ASKED QUESTIONS
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Payroll Check vs Personal Check
PRECIOUS REVIEWS FROM
OUR CUSTOMERS
Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.
I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.
Frank Czar
Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well.
Bimal Daftari
I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.
Travis Copeland
I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.
William Andrews
Total Money Moved
9,520,030,217 +
Total People Paid
1,020,421 +
Total Businesses Satisfied