Pay Anyone By Credit Card

Pay Any Business Expense with a Credit Card — Even If They Don’t Accept Cards.

Vendors, rent, payroll, taxes—most of them don’t take credit cards. But with Zil Money, you can pay anyone using your card, and the platform convert it into a check mail, ACH, or wire for them. You keep your cash, earn rewards, and simplify your payments—all from one platform.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Instant Payments, No Barriers – Pay Anyone by Credit Card Today!

1M+

 

online business
accounts

91B+

 

transaction
value

16M+

 

checks
processed

Send Payments Your Way

No need to worry if your vendor or service provider doesn’t take cards. Zil Money converts your credit card payment into ACH, wire, or check mail, so they get paid their way — hassle-free.

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Keep Cash Flow in Check

Hold onto your cash while paying on time. Fund important expenses now and settle your credit card bill later, on your schedule.

Maximize Your Credit Card Benefits

Turn your business payments into rewards. Earn cashback, travel points, or miles on every dollar spent using your credit card.

An Image That Shows Credit Cards, Representation Pay by Credit Card Even If They Don’t Accept Cards

Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

Clear Fees You Can Count On

Enjoy a simple 2.90% transaction fee with no hidden charges. Plus, this fee is tax-deductible, making your payments even smarter.

Frequently asked questions

FAQ Section
What if my vendor doesn't accept cards?
No worries—you pay with your credit card, and the platform convert it into a format they accept (check, wire, or ACH). Your vendor gets paid as usual, with no extra work on their end.
Why would I pay a 2.90% fee?
You're not just covering a fee—you're unlocking cash flow flexibility, payment scheduling power, and valuable card rewards. Plus, the fee is usually tax-deductible as a business expense.
Will my vendors know I used a card?
Nope. They simply receive the payment like they always do. Zil Money handles the conversion in the background, and they receive their funds without knowing how it was funded.
Pay by Credit Card vs No Pay by Credit Card
Paying via credit card with Zil Money enhances cash flow, facilitates timely payments, and earns rewards on your card while capturing early pay discounts from vendors. Without Zil Money, the payee may encounter high transaction costs and time-consuming account creation processes, making Zil Money an invaluable asset in streamlining transactions and maximizing benefits.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.