eChecks, also known as electronic checks, are like digital versions of regular paper checks. eCheck services lets you pay for things without using physical checks. The platform lets you easily pay with eCheck and receive instant eCheck processing through email or text, and even print checks if needed. eChecks payment feature enables you to use the details from a paper check to pay electronically. The platform also provides transactions through ACH, Direct Deposit, and RTP, all at low costs. Plus, they offer free business checking accounts for ACH, wire transfers, and sending checks by mail.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank, Texas National Bank, and East-West Bank.

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eCheck Payments

Zil Money provides the convenience of making transactions via eCheck services through email or text. These eChecks payment can be forwarded to recipients as printable PDFs, allowing easy usage with regular printers and standard paper or blank check stock. The added advantage of recurring payments simplifies payment tracking while retaining the benefits of traditional paper checks at a budget-friendly cost.

eCheck Payments
How to Make eChecks Payment?

How to Make eChecks Payment?

Pay with eCheck requires having the recipient’s email address. Once sent, the recipient receives a notification to print the eCheck on blank check paper for deposit, or they can print it on white paper if they use mobile devices for depositing.

Payroll Checks

Zil Money simplifies QuickBooks payroll check management, streamlining the process of generating employee paychecks. Creating a new group and adding employees’ bank information allows you to print paychecks on blank stock papers as needed easily. Additionally, the software lets you send digital checks to recipients via email or SMS, allowing them to print and deposit the checks at their preferred bank promptly.

Payroll Checks
Positive Pay

Positive Pay

Zil Money offers various financial management tools for businesses, including the Positive Pay feature designed to prevent check scams. Businesses provide their bank with a list of cleared checks, cross-referenced with all outgoing checks for payment to utilize this feature. Any unauthorized checks are flagged as potential scams and reported back to the company. By automating this process, Positive Pay saves companies valuable time and money while providing enhanced protection and peace of mind against fraudulent activities, ensuring better control over their finances.


Frequently Asked Questions(FAQ)

How do eChecks work?

Electronic checks work similarly to paper checks, the only difference being money gets directly debited from the customer's account to the merchant's bank account electronically after approval. Pay with eCheck are a faster and safer alternative to paper checks. You send and receive payments on Zil Money by printable checks, instant eCheck processing, or checks by mail.

Are eChecks safe?

eChecks payment are safer than printed checks as they provide more security features like electronic encryption to prevent fraud and data theft. Move funds safely by instant eCheck processing, printable checks, and checks by mail on a military-grade secure check printing platform at Zil Money.

How to deposit eCheck?

Electronic checks can be directly deposited into the recipient's bank account after approval or remote deposit by taking a picture of the echeck; the bank verifies it using OCR technology. Zil Money offers low-cost eChecks that offer all the benefits of paper checks.

eCheck vs ACH

eCheck is an abbreviation of the term "electronic check" and is more of a payment than a process. These eCheck services are now being used to replace traditional paper checks. ACH is a process of moving money from one bank to another through an Automated Clearing House (ACH). You can send and receive payments on Zil Money by printable checks, eChecks, or checks by mail.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +