Zil Money


eChecks or electronic checks provide a variety of payment options that can be used in place of paper checks. Echecks are electronic versions of paper checks. eChecks, also referred to as electronic checks, are a type of paper check that offers a range of payment options. They may be good for business and personal use. The easiest way to transfer funds to your payee’s account is to convert your paper checks into electronic checks.

With Zil Money, you can send and receive one-time and recurring eChecks as well as printed checks via email and SMS, as well as send and receive payments by credit card. In addition, you can also use the information on the check to convert a paper check that has been received into an electronic payment. Process ACH, Direct Deposit, and RTP at low transaction costs, as well as print checks.

Moreover, Zil Money offers online banking through Zil. Zil offers free business checking accounts for sending ACH, wires, and checks by mail.


Key figures


New Customers a Week

Transactions Per Week

eCheck Payments

Pay with eChecks via email or text message. Send eChecks to your payee as one-time printable PDFs. A normal printer can be used to print it on white paper or blank check stock. Recurring payments make it easy to keep track of your payments.

Zil Money offers low-cost eChecks that offer all the benefits of paper checks.

eCheck Payments


Use the application on your desired platforms. Install the application on your mobile devices and enjoy the features from anywhere at anytime. A user-friendly platform to manage all your financial aspects under one roof from your smart devices.

How Do I Send an eCheck Payment?

How Do I Send an eCheck Payment?

An eCheck can only be sent to people whose email addresses you have on hand. If you email a check, the recipient is notified to print it on blank check paper and deposit it like any other check. Printing it on white paper is also an option for recipients who use mobile devices to deposit.


Check Printing

Check Printing

Instantly create and print yourself on any printer. Drag & Drop Design


Pay By Credit Card

Now pay by credit card even if they don’t accept them.

Email Check

Cloud Bank

Open an online bank account with no hidden charges.

Check Mailing

Check Mailing

One-Click Check mailing for $1.25 by USPS?FedEx without leaving your desk.



Send ACH/RTP in one click. Get paid by ACH. Make it one time/recurring


Wire Transfer

Transfer money electronically from one financial institution to other.

Email Check

Email Check

No Printer/Paper? Email a One-time printable & trackable PDF Check.

Digital Check

Digital Checks

Convert paper checks to paperless Digital Checks & send to email/Text.

Check Mailing


Integrate with the top third-party applications.

Deposit Slips

Deposit Slips

Instantly create & print deposit slip of any Bank. Keep track & auto reconcile it

Get Paid Button

Payment Link

Get paid by Button/HTML form on your site or Link to text or email.

Bank Data

Bank Data

Connect & reconcile, Categorize from Any Fina-Institution automatically

Bill Pay/Vendor

Bill Pay / Vendor

Pay Bills Online, Schedule it, Manage suppliers Smart, and reduce risk.



Professional invoicing, email with payment link, track & manage.

User Approver

User / Approver

Role-Based user and approval process. Accountant/Client access.


API / White Label

Interactive developer friendly API. Complete white label solution.

Payroll Checks

QuickBooks payroll check management is made easier with Zil Money. The process of creating payroll checks for your employees becomes easier and improved when you use this software. You can print paychecks on blank stock papers whenever you need to by first creating a new group and then adding your employees’ bank information into that group. You may also send recipients digital checks through email or SMS, which the recipients can then immediately print off and deposit at the bank of their choice.

Payroll Checks
Positive Pay

Positive Pay

Zil Money has many tools to help businesses manage their money, such as Positive Pay, which stops check scams. For this feature to work, businesses must give their bank a list of checks that have been cleared. This list is then compared to all checks that are given for payment. Any checks written without permission are recognized as possible scam and sent to the company. Positive Pay from Zil Money saves companies time and money by automating this process. It also helps find and stop scams. This feature gives companies more protection and peace of mind about their money.


Frequently Asked Questions(FAQ)

How do eChecks work?

Electronic checks work similarly to paper checks, the only difference being money gets directly debited from the customer's account to the merchant's bank account electronically after approval. They are a faster and safer alternative to paper checks. You send and receive payments on Zil Money by printable checks, eChecks, or checks by mail.

Are eChecks safe?

eChecks are safer than printed checks as they provide more security features like electronic encryption to prevent fraud and data theft. Move funds safely by eChecks, printable checks, and checks by mail on a military-grade secure check printing platform at Zil Money.

How to deposit eCheck?

Electronic checks can be directly deposited into the recipient's bank account after approval or remote deposit by taking a picture of the echeck; the bank verifies it using OCR technology.Zil Money offers low-cost eChecks that offer all the benefits of paper checks.

eCheck vs ACH

eCheck is an abbreviation of the term "electronic check," and is more of a payment than a process. These electronic checks are now being used to replace traditional paper checks. ACH is a process of moving money from one bank to another through an Automated Clearing House (ACH). You can send and receive payments on Zil Money by printable checks, eChecks, or checks by mail.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Bill Pay, One Click Check Mailing, Invoicing, Positive Pay, User/Ap Use the application on your desired platforms. Positive Pay, User/Ap, Use the application on your desired platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +