eChecks, or electronic checks, are digital versions of regular paper checks. This payment service lets you pay for things without using physical checks. The platform lets you easily pay and receive instant eChecks through email or text, and you can even print checks if needed. The eChecks payment feature enables you to pay electronically with the details from a paper check. The platform also provides transactions through ACH, wire, and more at low costs.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Happy Customers

New Customers a Week

Transactions Per Week

eCheck Payments

Zil Money provides the convenience of sending eCheck through email or text. eCheck can be forwarded to recipients as printable PDFs, allowing easy usage with regular printers and standard paper or blank check stock. The added advantage of recurring payments simplifies payment tracking while retaining the benefits of traditional paper checks at a budget-friendly cost.

eCheck Payments

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

How to Make eChecks Payment?

Cross Platform Support

Install the application on your mobile devices and use it on any platform. Enjoy user-friendly financial management from your smart devices anytime and anywhere.

Why Zil Money!

A technology-first approach to payments and finance

Easy to Access

High Security

Easy Payment

Payroll Checks

Zil Money simplifies payroll check management, streamlining the process of generating employee paychecks. After adding employees’ financial institutions’ information, you can easily print paychecks on blank stock papers as needed. The software lets you send digital checks to recipients via email or SMS, allowing them to print and deposit the checks promptly at their preferred bank.

Payroll Checks


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Positive Pay

Positive Pay

Zil Money offers various financial management tools for businesses, including the Positive Pay feature designed to prevent check scams. Businesses provide their bank with a list of cleared checks, cross-referenced with all outgoing checks for payment to utilize this feature. Any unauthorized checks are flagged as potential scams and reported back to the company. By automating this process, Positive Pay saves companies valuable time and money while providing enhanced protection and peace of mind against fraudulent activities, ensuring better control over their finances.


Frequently Asked Questions(FAQ)

How do eChecks work?

Electronic checks work similarly to paper checks but more quickly. You can send and receive payments on Zil Money by printable checks, instant eCheck processing, or checks by mail.

Are eChecks safe?

eChecks are safe because they have advanced security features, like electronic encryption, to prevent fraud and data theft. Move funds securely with instant eCheck processing, printable checks, and checks by mail on the secure check printing platform, Zil Money.

How to deposit eCheck?

Electronic checks can be directly deposited into the recipient's bank account after approval or via remote deposit by taking a picture of the eCheck. The bank verifies it using OCR technology. Zil Money offers low-cost eChecks that provide all the benefits of paper checks.

eCheck vs ACH

eCheck is an abbreviation for the term "electronic check," and it is more of a payment than a process. These eCheck services are now being used to replace traditional paper checks. ACH is moving money from one bank to another through an Automated Clearing House (ACH). You can send and receive payments on Zil Money by printable checks, eChecks, or checks by mail.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

User-Friendly Interface: Zil Money's interface is intuitive and easy to navigate, making it accessible for users of varying technical proficiency.



Ease of deployment and use. Normally, a switch like this is both time-consuming and confusing, but in this case, it was super easy.



The dashboard and the customer support are amazing! Never has a company been there like Zil Money and answered all my questions before letting me go. Thank you.



I love that I am able to process payments and do ACH transfers very easily.



Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +