Best Accounting Software For Small Business

Best Accounting Software for Small Business helps users manage finances effectively. The software provides various financial services and functions like payroll services, managing various bank accounts, payment processing, etc. The platform is advised for small businesses needing reliable accounting software solutions created to meet requirements. Additionally, it offers pay by credit card, ACH, Wire transfer, eChecks, Printable checks, and RTP.

Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.

Pay Your Payroll with Credit Card

Seamlessly run any payroll with our cutting-edge credit card solution

Happy Customers

New Customers a Week

Transactions Per Week

A Man and a Woman Are Standing Next to Each Other, Presenting One Stop Payment Solution with the Best Accounting Software for Small Business.

One Stop Solution

Zil Money simplifies your financial tasks by making all payment tasks in one place. It makes managing multiple bank accounts easy, tracks payments in real-time, controls costs, and seamlessly integrates with popular accounting and payroll software. Zil Money also offers various payment options such as ACH, wire transfers, eChecks, credit card payments, checks by mail, and a “get paid” link, making financial management effortless.

Features at Your Fingertips

From accounts payable and receivable functionalities to comprehensive online payment and beneficial integrations, Zil Money can meet the payment management requirements of all types of businesses.

Check Printing

Check Printing

Drag and drop to instantly create checks & print using any printer.

Pay By Credit Card

Pay By Credit Card

Use credit cards even when your vendors don't accept them.

ACH Payment

ACH Payment

Make one-time or recurring ACH/RTP payments in one click.

Wire Transfers

Wire Transfers

Send money electronically from one financial institution to another.

Bill Pay

Bill Pay

Pay & schedule bills online, managing supplier payments & reducing risk.

Digital Checks

Digital Checks

Digitize your paper checks and make your payments via email or text.

Software Integration

Software Integrations

Integrate Zil Money with your accounting and payroll software.


Cloud Bank

Open an online checking account with Streamline payment management & save.

Payment Link

Payment Link

Create and send a secure URL for customers to make online payments easily.

Bookkeeping and Accounting

Users can automate manual bookkeeping and accounting processes, saving time on daily work hours. Zil Money allows users to easily track and access their financial data from anywhere, eliminating the hassle of traditional bookkeeping and accounting processes.

A Man Sitting at His Desk with Bookkeeping and Accounting, Utilizing the Best Accounting Software for Small Business.
A Man and a Woman Are Standing Next to Each Other, Presenting One Stop Payment Solution with the Best Accounting Software for Small Business.

All-In-One Mobile App

Use the Zil Money app on your iPhone, iPad, or Android phone, available for download on the App Store or Google PlayStore, to send and receive payments online for free. The app has features for convenient payment transactions, including eChecks, card payments, wire transfers, and traditional check or eCheck payments with minimal transaction fees.


In total transaction volume


Connected banks & financial institutions


Monthly business users


Total users, and growing

Bank Reconciliation

Bank reconciliation is a financial procedure for individuals and businesses to confirm that their recorded bank account balance matches the bank’s records. The main aim is to detect and resolve disparities between the two sets of records. With Zil Money, you can efficiently reconcile your bank accounts by consolidating all transaction data in one location. This platform lets you connect multiple bank accounts, simplifying business operations and reducing expenses.

A Man Sitting at His Desk with Bookkeeping and Accounting, Utilizing the Best Accounting Software for Small Business.


Frequently Asked Questions(FAQ)

What is the best accounting software for small business?

Zil Money is the best accounting software for small businesses. It is integrated with accounting and payroll software, thus simplifying the payment process.

What is integrated accounting software?

Integrated accounting software is an all-in-one financial tool that combines tasks like bookkeeping, invoicing, payroll, and reporting for streamlined business management. Zil Money seamlessly integrates with major accounting and payroll software.

What is the best accounting software?

Zil Money is the best accounting software integrated with various accounting and payroll software to make payments efficient.

QuickBooks vs Xero

QuickBooks and Xero are popular accounting software platforms for small and medium-sized businesses. QuickBooks is known for its user-friendly interface and extensive features, while Xero is praised for its cloud-based accessibility and collaboration capabilities. The choice between them often depends on specific business needs, preferences, and the desired level of integration with other applications. Both are connected to Zil Money, allowing you to simplify your payment processes.
Zil Money - Cloud Based Platform
Fintech Software
RATING: 4.6 ( 10164 ratings )
Price: $49.99/Year




Vendor Management: Easily handle bill payments, instant check printing and mailing, invoicing, positive pay, and access User/API features across various platforms.

I had to be very cautious in a disputing situation when the check hasn’t arrived and goes to the bank, digging through all my paperwork.

Frank Czar


Zil Money has made my life easy. Now I can print all the checks on Blank Check Paper and export from my QuickBooks as well. 

Bimal Daftari


I always have to give checks ahead in many situations. Now it’s so easy to keep up. Same way making deposit slips on demand also very easy.

Travis Copeland


I was confused of managing multiple companies as an accountant. I found Zil money then and now everything is just easy.

William Andrews


Total Money Moved

9,520,030,217 +

Total People Paid

1,020,421 +

Total Businesses Satisfied

201,304 +