ACH Transactions

Easy ACH Transactions
Transfer funds directly between bank accounts.
Make Any Payments
Pay bills, payroll, rent, and more without hassle.
Same-day ACH
Use the Same-Day ACH feature to make payments quickly.
NACHA Membership
The platform is an official member of NACHA that monitors the ACH network.

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Zil Money is a financial technology company, not a bank. Zil Money offers banking services through partnership with FDIC member banks Texas National Bank. Customers are not directly insured by the FDIC - but through the pass-through coverage of our partner banks and is conditional on proper titling, record-keeping, and custodial arrangements.

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Accelerate Cash Flow with Smarter Payment Solutions.

1M+

 

online business
accounts

91B+

 

transaction
value

16M+

 

checks
processed

Make Payments Affordably 

Take advantage of low-cost ACH transfers, ensuring you keep more of your hard-earned money.

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Pay One-Time or Recurring Payments

Easily make one-time or recurring payments. Schedule recurring payments like payroll, bills, and more with just a few clicks.

ACH Debit VS ACH Credit

Pull funds from your payer’s account using ACH debit.

Push funds directly into another business account using ACH credit.

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Why Zil Money!

A technology-first approach
to payments and finance

Easy to Access

High Security

Easy Payment

Same-Day ACH for Quick Transfer

Want to make payments quickly? The same-day ACH feature will send your payments within the same business day.

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Frequently asked questions

FAQ Section
What is an ACH transaction?
ACH payments are electronic bank-to-bank transactions that go through the Automated Clearing House (ACH) network. With Zil Money, you can make ACH transfers easily and affordably. Zil Money is an official member of NACHA, the organization that oversees the ACH network.
How ACH payments work?
ACH payments involve transferring funds electronically between banks via the ACH network. The purchaser authorizes the payment, and a third-party processor helps facilitate the transaction. The ACH operator (FED) ensures the transaction is completed, and the purchaser's bank records the payment. You can make ACH payments easily with Zil Money, an official NACHA member. NACHA is the organization that monitors the ACH network.
How long do ACH transactions take?
ACH payments can take two to three business days to process. With Zil Money, you can process your payments with utmost ease and security. You can also go for the same-day ACH feature, which lets you process the payment on the same day.
ACH Payment vs Wire Transfer
Wire transfers start and end with banks, while the ACH uses a clearinghouse as an intermediary. You can make both ACH and wire transfers easily and affordably with Zil Money.

Every Customer Review
is a Story of Trust

"
During a cash shortage while waiting for clients to pay me, Zil Money let me put my payroll on my credit card. It provided a bridge so my business did not suffer. It was super easy to set up and use.