Most people need to learn how to fill out a check properly Filling a check may seem like a thing of the past with the rise of digital payments and mobile banking. However, checks are still a popular form of payment for many people and businesses. So, it will be beneficial to know how to fill a check properly so, it’s essential to know how to fill out a check correctly. In this article, we’ll guide you through the step-by-step process of filling out a check.
What Is Check?
A check is a written, dated, and signed document instructing a bank to pay the holder a specific amount. The payee receives a check, whereas the payor or drawer is the individual or entity that wrote the check. The drawer is the bank from which the check is drawn.
The Main Important Part of a Check
- Bank routing number. A routing number is an identification number assigned to each bank. This is always a nine-digit number. (For example, you will need to find this number to do online banking transactions).
- Account number. This is the account number for your checking account.
- Check number. Each paper check is numbered, and the number appears in both the upper right corner and after the account number, as illustrated above.
How to Fill Out a Check Manually?
With the rise of digital payments and mobile banking, it may seem that writing checks are a thing of the past. However, knowing how to fill out a check is important and remains a popular payment method for many individuals and businesses. Therefore, it is essential to know how to properly fill out a check, whether paying rent, sending a gift, or donating. This article will walk you through the process of writing a check, step by step.
Step 1: Date the Check
The first step to filling out a check is to write the date. The date should be written in the top right-hand corner of the check, near the line “Date.” Ensure you correctly write the date, including the month, day, and year. It’s important to date the check on the day you write it or the day you intend to deposit it.
Step 2: Write the Payee’s Name
Next, you need to write the name of the person or business you are paying on the “Pay to the Order of” line. Make sure you write the payee’s name correctly, and double-check the spelling to avoid any mistakes. If you are not sure of the payee’s exact name, you can ask them to confirm it.
Step 3: Write the Amount in Numbers
On the line below the payee’s name, you need to write the amount of the check in numbers. Make sure you write the amount in the correct format, starting at the far left-hand side of the line. If the amount is a whole number, write it with two zeros after the decimal point.
Step 4: Write the Amount in Words
On the line below the payee’s name and amount in numbers, you need to write the amount of the check in words. Start writing as close to the left-hand side of the line as possible, and use the correct spelling.
Step 5: Write a Memo
Writing a memo is optional, but it can be helpful for keeping track of your expenses. In the bottom left-hand corner of the check, you’ll see a line that says “Memo.” You can use this line to write a brief note about the purpose of the payment or any other relevant information.
Step 6: Sign the Check
The last step is to sign the check. In the bottom right-hand corner of the check, you’ll see a line that says “Signature.” Sign your name on this line exactly as it appears on your bank account. If the check is not signed, it will not be valid.
How to Write Check Online with Zil Money?
You can write check online instantly with Zil Money.
- Step 1: Log in to ZilMoney.com.
- Step 2: Select Check from the Payables section.
- Step 3: Click “+New” enter the necessary details and click print.
In a matter of minutes, you can print your checks on blank check stock or regular paper using any regular printer. Use Zil Money and see all the
Zil Money Can Help You Create Your Desired Check
Make checks with your company’s logo and name on them. To write a check, you must first enter your financial information, such as your account and routing numbers. You can also mail checks to the payee instead of printing them. The receiver can take a printed Check and cash it accordingly.
Knowing how to fill out a check seems like a daunting task, but it’s a straightforward process once you know the steps. If you don’t want to write by hand, Zil Money provides the best way to write checks digitally; all you have to do is print them. You can also get checks instantly without wasting any of your time. So, why wait? Sign up and Enjoy the benefits.