Simplifying Digital Transactions with Customized Virtual Cards

Nov 24, 2023 | Pay By Credit Card

In the rapidly evolving landscape of digital transactions, virtual card payments have emerged as a transformative force. Zil Money’s Virtual Card API takes this innovation a step further, presenting an advanced mechanism for effortlessly creating unique virtual cards tailored to business needs.

Empowering Businesses with Virtual Card API 

Adaptability and Control 

Zil Money’s Virtual Card API enables businesses to create multiple virtual cards connected to a single account, offering unparalleled adaptability. Businesses gain control over how customers engage with the services by tailoring virtual cards to specific purposes or user segments. 

Spending Limits for Safety 

One of the standout features of the API is the ability to set spending limits on virtual cards. This not only reinforces safety but also helps curb overspending. Businesses can define and manage spending restrictions, ensuring a secure and controlled financial environment. 

Enhanced Security Measures 

The platform prioritizes security by allowing users to cancel virtual cards if the circumstances demand it, adding an extra layer of protection against unauthorized transactions. The non-physical form of virtual cards reduces the chances of fraud, and the ability to lock the card temporarily via a mobile app enhances transaction control.

Easy and Secure Payments 

Ideal Solution for Online Transactions 

The platform’s Cloud Bank, powered by the Virtual Card API, provides an ideal solution for carrying out online transactions securely and safely. Virtual cards operate like physical ones without the need for a visible version, significantly reducing the risk of fraud. 

Accessible Anytime, Anywhere 

Whether stored on a phone or smartwatch, virtual cards are always available when needed, providing users with convenience and flexibility. The option to momentarily lock the card using a mobile app adds an extra dimension of control over transactions, ensuring a secure and user-friendly banking experience. 

How to Use Zil Money’s Virtual Card 

Integration with Apple Pay or Google Pay 

Users can use a virtual debit card for online purchases and contactless in-store payments by integrating it with Apple Pay or Google Pay. Sign up on the platform’s Cloud Bank, apply for a virtual card, and start using it immediately after approval. 

Creating a Virtual Card 

Apply for a virtual card online by signing up on the platform’s Cloud Bank account. Navigate to Cloud Bank, select Bank account, and click Manage Cards. Click New Card, select Virtual Card, provide necessary details, and submit. Receive card instantly, ready for virtual card pay with contactless technology. 

Virtual Card vs Physical Cards

Virtual cards offer all the properties of physical cards, including 16-digit numbers, a CVC, and a PIN code. They are more secure and protect accounts from data breaches and fraud compared to traditional physical debit cards

Zil Money’s Virtual Card API is evidence of the evolving landscape of digital finance, offering businesses and users a secure, adaptable, and user-friendly payment solution. With features like spending limits, easy integration with popular payment platforms, and enhanced security measures, Virtual Card pay has the potential to redefine the way people approach online transactions. 

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