Zil Money is a financial technology company, not a bank or an FDIC member. Zil Money offers banking services through partnership with FDIC member banks Silicon Valley Bank and Texas National Bank.



This E-Signature Agreement or E-Signature Disclosure (hereinafter referred to as the “E-Signature Agreement” or “Agreement”) is entered into between you (“Customer”) and Zil Money Corporation (“Zil Money” or “the Company”). By accepting this Agreement, you agree to conduct transactions and communications electronically, in accordance with the guidelines set forth in the E-COMMUNICATIONS AND E-SIGNATURE DISCLOSURE POLICIES AND PROCEDURES MANUAL of Zil Money, as well as the terms outlined in this Agreement below.

  1. Scope of E-Signature:

The use of electronic signature (“E-Signature”) under this Agreement applies to all electronic communications, agreements, disclosures, and notices exchanged between the Customer and Zil Money. The use of E-Signature on the Zil Money platform may include, but is not limited to, the following:

(a)      Signing and executing contracts and agreements.

(b)      Authorizing financial transactions.

(c)      Consent to terms and conditions.

(d)      Providing acknowledgments or confirmations.

(e)      Granting permissions or authorizations.

(f)       Recording consents or approvals.

(g)      Verifying identity and user authentication.

  1. Consent to E-Signature and E-Communications:

By accepting this Agreement and utilizing the Zil Money platform, you expressly consent to the use of E-Signatures for all applicable transactions and agreements. Additionally, you explicitly agree to conduct all communications with Zil Money electronically. This includes receiving communications sent to the email address provided during the onboarding process or through notifications within our platform. You acknowledge and understand that E-Signatures hold the same legal effect and enforceability as traditional handwritten signatures, ensuring the validity and authenticity of all electronically signed documents.

  1. Paper Copies:

Upon your request, Zil Money will provide paper copies of any communication that was previously provided electronically. You may request paper copies of documents signed electronically by contacting our customer support team using the contact information provided at the end of this Agreement.

  1. Hardware and Software Requirements:

To utilize E-Signatures on the Zil Money platform and to access and retain electronic communications from Zil Money, you must have access to a compatible device with internet connectivity and an active email account. You may also need specific software applications or web browsers that support E-Signatures and allows you to view and access PDF files (e.g., Adobe Acrobat Reader).

  1. Updating Contact Information:

You are responsible for maintaining accurate and up-to-date contact information with Zil Money. If your email address or other contact details change, please promptly update your account settings or inform our customer support team.

  1. Withdrawal of Consent:

You have the right to withdraw your consent to use electronic means of signature and communication with Zil Money at any time. If, for any reason, you wish to withdraw your consent for utilizing E-Signatures or electronic communications, you may do so by contacting our customer support team through the provided contact information. However, please be aware that withdrawing consent may have certain implications. It could limit your ability to access specific services or receive important notifications electronically. It is essential to carefully consider the potential consequences before making a decision to withdraw your consent.

  1. Record Retention:

Zil Money will securely maintain electronically signed and communicated documents for the required retention period as dictated by applicable laws and industry standards. Users can access and retrieve their records through our platform during this period, and we prioritize the security and confidentiality of all stored information. Any updates to the record retention policy will be communicated accordingly. By using our services, users acknowledge and accept this record retention policy.

  1. Security of Electronic Communications:

Zil Money employs industry-standard security measures to protect the integrity and confidentiality of electronically signed documents and electronic communications. While we take every effort to ensure the security of your information, it is essential to recognize that no electronic system can provide absolute security, and there is a possibility of interception or unauthorized access. By accepting this Agreement, you acknowledge and accept these inherent risks. It is important that you take appropriate measures to protect your login credentials and personal information. We advise you to maintain the confidentiality of your account details and use strong, unique passwords. Additionally, exercise caution when accessing your account on public or shared devices and networks. By continuing to use our services, you affirm your understanding and acceptance of these security considerations.

  1. Termination of Agreement:

This Agreement remains in effect until either party terminates it. Zil Money reserves the right to terminate this Agreement or suspend E-Signature or electronic communications if you fail to comply with the terms herein or for any other reason deemed necessary by the Company.

  1. Contact Information:

For questions or concerns regarding this Agreement or to request paper copies of electronic communications, please contact our customer support team:

Customer Support:

Phone: (408) 775-7720

Email: support@zilmoney.com / support@onlinecheckwriter.com


By accepting this Agreement, you affirm that you have carefully read and fully understood all the terms herein, and you hereby provide your explicit consent to conduct transactions and communications with Zil Money electronically, utilizing electronic signatures. Additionally, you confirm that you possess the necessary hardware and software capabilities to access, view, and retain electronic communications effectively. Your acceptance of this Agreement and consent to electronic transactions signify your agreement to be bound by its provisions. It is imperative that you acknowledge the legal validity and enforceability of E-Signatures and communications, as per the terms specified herein.