Happy Customers
New Customers a Week
Transactions Per Week
Eligibility and Application of Line of Credit
With Zil Money, you can apply for a credit if you have a verified bank account using the instant verification method and complete the required Know Your Customer (KYC) and Know Your Business (KYB) steps. After applying, you’ll receive an email confirming your approved line of credit loan within 1 to 3 days. Once approved, you can access your account, choose a payment plan and timeframe, and transfer the approved amount to your linked bank account. Users with manually verified bank accounts cannot apply for a credit.
Pay by Credit Card
Zil Money provides the Pay by Credit Card feature, enabling customers to pay anyone, even if they don’t accept credit cards. Recipients can receive the funds through checks, virtual cards, wire transfers, or ACH without merchant fees. Moreover, payers can earn and keep their credit card reward points.
$50B+
In total transaction volume
22K+
Connected banks & financial institutions
20K+
Monthly business users
1M+
Total users, and growing
Criteria to Approve Line of Credit
To get approval for a line of credit small business, Zil Money verifies the user’s bank connection, reviews the transaction history, assesses the business performance, and checks if the user has been in business for a minimum of 12 months, generates monthly revenue of at least $30,000, and operates or is incorporated in an eligible U.S. state.
Why Zil Money!
A technology-first approach to payments and finance
Easy to Access
High Security
Easy Payment
Payroll By Credit Card
Zil Money’s Payroll By Credit Card provides a solution for making on-time employee payments, even with cash flow challenges. The platform seamlessly integrates with popular payroll software like QuickBooks, Gusto, and Zoho, enabling you to use your credit card to manage payroll effortlessly.
FREQUENTLY ASKED QUESTIONS
What is a line of credit?
Who is eligible to apply for a Credit?
What factors are considered when approving a credit for a business?
Line of Credit vs Loan
Trusted By The Leading Brands Around The World
Secure and reliable platform. In addition to being easy to use and very intuitive.
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Bruno G
Zil Money is a great company they help us to manage our money. I always have difficult with that, but with Zil I can have the control of my money.
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Liliana M
A very helpful financial company that facilitates customer services in the best way. thinks seriously about its customers with practically every
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Paloma G